641 Melba Ct, Roseville, CA 95747 Property Records

Placer County property record for 641 Melba Ct, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,243 sqft · built 2023
Owner	Individual Name on File
Last Sale	$860,000 (Jul 2023)
Tax Bill	$11,516 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`492-440-057-000`

Property Details

APN / Parcel Number

Primary APN	`492-440-057-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,243 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	641 MELBA CT
City	ROSEVILLE
State	CA
Zip	95747-4437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 200 FIDDYMENT RCH PH 3 VIL F-10 MOR FF-31
Legal Lot Number	200
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	5
Census Block	5041
Census Tract	21328

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	641 MELBA CT, ROSEVILLE, CA 95747-4437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Grant Deed, Subdivision Related Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 3, 2022	Grant Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Deed Document Number	202339985
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 28, 2023
Property Address	641 MELBA CT, ROSEVILLE, CA 95747-4437
Document Number	0000039985
Map Reference	MB FF PG 31
Instrument Date	Jul 12, 2023
Instrument	2023-0039985
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	641 MELBA CT, ROSEVILLE, CA 95747-4437

Mortgage

Document Number	0000039986
Date	Jul 28, 2023
Instrument	2023-0039986

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 3, 2022
Property Address	641 MELBA CT, ROSEVILLE, CA 95747-4437
Document Number	0000019317
Map Reference	MB FF PG 31
Instrument Date	Mar 2, 2022
Instrument	2022-0019317
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1430 BLUE OAKS BLVD STE 190, 190, ROSEVILLE, CA 95747-5157
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$848,000 (+4.69%) Land $205,500 Building $642,500
2025	$11,516.00 (+157.05%) Homeowner's exemption	$810,000 (+404.04%) Land $196,300 Building $613,700
2023	$4,480.00 (+62.14%)	$160,700 Land $137,700 Building $23,000
2022	$2,763.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 50% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Zeta Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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