Ouachita Parish property record for 641 McGowen Rd, Monroe, LA 71203
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 2 ba · 2,395 sqft · built 1964 |
| Lot Size | 0.873 acres (38,071 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,000 (May 2024) |
| Tax Bill | $699 (2025) |
| Deeds & Mortgages | Sep 2019 Refinance Aug 2020 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 263834 |
| Primary APN | 263834 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,395 sqft |
| Year Built | Built 1964 |
|---|---|
| Lot Area | 38,071 sqft (0.873 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 263834 |
|---|---|
| Street Address | 641 MCGOWEN RD |
| City | MONROE |
| State | LA |
| Zip | 71203-9394 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 13 & E 49 FT LOT 12 SWAYZES ADDN |
| Legal Range | 05E |
| Legal Township | 18N |
| Legal Section | 08 |
| Legal Subdivision | SWAYZE'S SUBD |
| Legal Lot Number | 13 |
| Jurisdiction | OUACHITA LA |
| Township / Civil Division | E |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10104 |
Source: Ouachita Parish records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 641 MCGOWEN RD, MONROE, LA 71203-9394 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW DAY FINANCIAL LLC |
| Aug 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PLANET HOME LENDING LLC |
| Dec 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PLANET HOME LENDING LLC |
| May 7, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Sep 11, 2023 | Deed, Foreclosure |
| Oct 11, 2017 | Deed of Trust, Mortgage · VA Mortgage IBERIABANK |
| Oct 11, 2017 | Cash Sale Deed, Transfer · VA Mortgage IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2024 · Amount on Record |
| Deed Sale | May 7, 2024 · Amount on Record |
| Prior Sale | Sep 11, 2023 · Amount on Record |
| Deed Document Number | 1894784 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 641 MCGOWEN RD, MONROE, LA 71203-9394 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003807/597 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 3807/597 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 641 MCGOWEN RD, MONROE, LA 71203-9394 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003910/512 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 3910/512 |
| Instrument | 1806368 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 641 MCGOWEN RD, MONROE, LA 71203-9394 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004097/483 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 4097/483 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | May 7, 2024 |
| Property Address | 641 MCGOWEN RD, MONROE, LA 71203-9394 |
| Document Number | 0001894784 |
| Instrument Date | Apr 18, 2024 |
| Instrument | 1894784 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 349 WOODALE DR APT 5, 5, MONROE, LA 71203-2819 |
| Document Number | 0001894785 |
|---|---|
| Date | May 7, 2024 |
| Instrument | 1894785 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | Sep 11, 2023 |
| Property Address | 641 MCGOWEN RD, MONROE, LA 71203-9394 |
| Document Number | 0001882625 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 1882625 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3401 W END AVE, NASHVILLE, TN 37203-1042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OUACHITA LA |
| Property Address | 641 MCGOWEN RD, MONROE, LA 71203-9394 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3615/0719 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 3615/0719 |
| Instrument | 1740088 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | OUACHITA LA |
| Recording Date | Oct 11, 2017 |
| Property Address | 641 MCGOWEN RD, MONROE, LA 71203-9394 |
| Document Number | 002525/068 |
| Book / Page | 2525 / 068 |
| Map Reference | PL 11 PG 33 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 1740087 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 RAYMOND DR, MONROE, LA 71203-2432 |
| Name | Verified Name |
|---|---|
| Address | 641 MCGOWEN RD, MONROE, LA 71203-9394 |
| Document Number | 03615/0719 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 3615/0719 |
| Instrument | 1740088 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Ouachita Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | Ouachita Parish |
| Unified School District | Ouachita Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $699.00 (-67.32%) | $1,385 (-90.89%) Land $1,311 Building $74 | $13,850 (-90.89%) Land $13,110 Building $740 |
| 2024 | $2,139.00 (+0.94%) | $15,207 (-) Land $1,311 Building $13,896 | $152,065 (-) Land $13,110 Building $138,955 |
| 2023 | $2,119.00 (-14.76%) | $15,207 (+5.78%) Land $1,311 Building $13,896 | $152,065 (+5.77%) Land $13,110 Building $138,955 |
| 2022 | $2,486.00 | $14,376 Land $1,311 Building $13,065 | $143,764 Land $13,110 Building $130,654 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 3 (2016) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Mar 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOWC EAST WATER SYSTEM private · serves 11,742 people · EPA ID LA1073121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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