641 McDermott St, Asheboro, NC 27205 Property Records

Randolph County property record for 641 McDermott St, Asheboro, NC 27205

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,008 sqft · built 1960
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Aug 2020)
Tax Bill	$894 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`7659693499`

Property Details

APN / Parcel Number

Primary APN	`7659693499`
Alternative APN	`0012816`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1960
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asbestos
Lot Area	19,166 sqft (0.439 acres)
Garage Type	Carport
Carport	Carport
Carport Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	641 MCDERMOTT ST
City	ASHEBORO
State	NC
Zip	27205-7563
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	ALLRED PK;L33-34 MP2 PL:PB5-PG21
Legal Subdivision	ALLRED PK
Legal Block	69
Legal Lot Number	33-34 34
Jurisdiction	RANDOLPH NC
Township / Civil Division	ASHEBORO
Census Block Group	2
Census Block	2019
Census Tract	30202

Owner

Source: Randolph County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	641 MCDERMOTT ST, ASHEBORO, NC 27205-7563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Deed Document Number	0027161529
Deed Book / Page	2716 / 1529
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH NC
Property Address	641 MCDERMOTT ST, ASHEBORO, NC 27205-7563
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 MCDERMOTT ST, ASHEBORO, NC 27205-7563

Mortgage

Document Number	0029911502
Date	Dec 5, 2025
Book Page	2991/1502
Instrument	20211559

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 14, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH NC
Recording Date	Aug 27, 2020
Property Address	641 MCDERMOTT ST, ASHEBORO, NC 27205-7563
Document Number	0027161529
Book / Page	002716 / 001529
Instrument Date	Aug 14, 2020
Instrument	20104291
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 MCDERMOTT ST ASHEBORO NC 272057563, ASHEBORO, NC 27205-7563

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Randolph County
Unified School District	Asheboro City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$894.00	$121,660 (-) Land $27,690 Building $93,970	$121,660 (-) Land $27,690 Building $93,970
2023	$894.00	$121,660 Land $27,690 Building $93,970	$121,660 Land $27,690 Building $93,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEBORO serves 27,819 people · EPA ID NC0276010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Randolph Telephone.

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