Pinellas County property record for 641 Mayo, Crystal Beach, FL 34681
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,410 sqft · built 1991 |
| Lot Size | 0.243 acres (10,563 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $765,000 (Aug 2018) |
| Tax Bill | $12,335 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-741-0901-8 |
| Primary APN | C62-000-741-0901-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,410 sqft Living Area |
| Gross Area | 6,226 sqft |
| 1st Floor Area | 2,410 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Elevator | Elevator |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 10,563 sqft (0.243 acres) |
| Lot Dimensions | 110 ft deep x 106 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 2,268 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 1,548 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Loading Dock | 464 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R382986 |
|---|---|
| Street Address | 641 MAYO |
| City | CRYSTAL BEACH |
| State | FL |
| Zip | 34681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SEASIDE POINT 2ND ADD LOT 10 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | SEASIDE POINT 2ND ADD |
| Legal Tract | 79434 |
| Legal Lot Number | 10 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 27202 |
641 Mayo is owned and occupied by two individuals who bought it in August 2018.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1160, CRYSTAL BEACH, FL 34681-1160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Dec 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Aug 6, 2018 | Warranty Deed, Transfer SUNCOAST CU |
| May 4, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage O'CONNOR LAW FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2018 · Amount on File |
| Deed Sale | Aug 6, 2018 · Amount on File |
| Prior Sale | Jul 1, 2017 |
| Deed Document Number | 2018249409 |
| Deed Book / Page | 20156 / 541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 641 MAYO, CRYSTAL BEACH, FL 34681 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0208072426 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 20807/2426 |
| Instrument | 2019399279 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 641 MAYO, CRYSTAL BEACH, FL 34681 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2022 |
| Title Company | BURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | P0 BOX 1160 BOX, 1160, CRYSTAL BEACH, FL 34681 |
| Document Number | 0218412129 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 21841/2129 |
| Instrument | 2021398860 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 6, 2018 |
| Property Address | 641 MAYO, CRYSTAL BEACH, FL 34681 |
| Document Number | 0201560541 |
| Book / Page | 020156 / 000541 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 249409 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,355.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 641 N MAYO ST CRYSTAL BEACH FL 34681, CRYSTAL BEACH, FL 34681 |
| Document Number | 201560545 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 020156/000545 |
| Instrument | 249410 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 5, 2033 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 4, 2017 |
| Property Address | 641 MAYO, CRYSTAL BEACH, FL 34681 |
| Document Number | 0196180321 |
| Book / Page | 019618 / 000321 |
| Instrument Date | May 2, 2017 |
| Instrument | 140026 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Estate |
| Address | PO BOX 741 CRYSTAL BEACH FL 346810741, CRYSTAL BEACH, FL 34681-0741 |
| Document Number | 196180321 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 019618/000321 |
| Instrument | 140026 |
| Name | O'CONNOR LAW FIRM |
|---|---|
| Address | CLEARWATER, FL 33764 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 3, 2018 |
The 2025 property tax bill for 641 Mayo was $12,335 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,335.00 Homeowner's exemption | $717,649 | $1,318,417 Land $575,882 Building $742,535 |
| 2023 | $11,543.00 (+2.55%) Homeowner's exemption | $677,111 (+3%) | $1,205,933 (+11.18%) Land $599,349 Building $606,584 |
| 2022 | $11,256.00 Homeowner's exemption | $657,389 | $1,084,625 Land $631,038 Building $453,587 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 641 Mayo in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 308 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 308 in force |
| Nearby Flood Claims | 401 (1979–2024) |
| Claims Outside the SFHA | 3 of 401 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 641 Mayo is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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