641 Matrix Ln, Ellijay, GA 30540 Property Records

Gilmer County property record for 641 Matrix Ln, Ellijay, GA 30540

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,092 sqft · built 2020
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Mar 2021)
Tax Bill$617 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Mar 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN3053S 048

Property Details

APN / Parcel Number

Primary APN3053S 048
Alternative APN
  • 16298

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,092 sqft Heated Area
1st Floor Area1,092 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number16298
Street Address641 MATRIX LN
CityELLIJAY
StateGA
Zip30540-8762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 848 BEAVER FOREST PH 19
Legal SubdivisionBEAVER FOREST
Legal Phase19
Legal Lot Number848
JurisdictionGILMER GA
Township / Civil DivisionCARTERS LAKE
Census Block Group1
Census Block1023
Census Tract80402

Owner

Source: Gilmer County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address641 MATRIX LN, ELLIJAY, GA 30540-8762
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2020Deed of Trust, Mortgage · Line of Credit
COMMUNITY BANK OF PICKENS COUNTY
Mar 16, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED COMMUNITY BANK
Sep 17, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2021 · Amount on Record
Deed SaleMar 16, 2021 · Amount on Record
Prior SaleSep 17, 2020 · Amount on Record
Deed Document Number20211036
Deed Book / Page2355 / 346
Prior Transfer DateApr 29, 2005
Prior Transfer Doc1139000226
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILMER GA
Property Address641 MATRIX LN, ELLIJAY, GA 30540-8762
Transaction TypeMortgage
Record UpdatedMay 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
AddressMATRIX CIR

Mortgage

Document Number0000002295/0000000441
DateOct 5, 2020
Book Page0000002295/0000000441
Lender
NameCOMMUNITY BANK OF PICKENS COUNTY
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 1, 2021

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILMER GA
Recording DateMar 16, 2021
Property Address641 MATRIX LN, ELLIJAY, GA 30540-8762
Document Number002355/346
Book / Page2355 / 346
Instrument DateMar 16, 2021
Instrument2021-001036
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 MATRIX LN, ELLIJAY, GA 30540-8762

Mortgage

Document Number0000002355/0000000347
DateMar 17, 2021
Book Page0000002355/0000000347
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILMER GA
Recording DateSep 17, 2020
Property Address641 MATRIX LN, ELLIJAY, GA 30540-8762
Document Number002290/335
Book / Page2290 / 335
Instrument DateSep 17, 2020
Instrument2020-002628
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8042 BOARDTOWN RD, ELLIJAY, GA 30540-0518

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyGilmer County
Unified School DistrictGilmer County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$617.00 (+1.15%) Homeowner's exemption Senior Citizen's exemption$132,720 (+9.22%) Land $3,480 Building $129,240$331,800 (+9.22%) Land $8,700 Building $323,100
2023$610.00 (-65.14%) Homeowner's exemption Senior Citizen's exemption$121,520 (+22.16%) Land $2,920 Building $118,600$303,800 (+22.16%) Land $7,300 Building $296,500
2022$1,750.00 Homeowner's exemption Senior Citizen's exemption$99,480 Land $2,000 Building $97,480$248,700 Land $5,000 Building $243,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims2 (2015–2021)
Most Recent ClaimMar 2021 · Severe Storms And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 63% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ETC
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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