641 Manspeaker Rd, Saxton, PA 16678 Property Records

Bedford County property record for 641 Manspeaker Rd, Saxton, PA 16678

Property Summary

Property Type	Rural Home
Details	1,872 sqft · built 1840
Lot Size	48 acres (2,092,622 sqft)
Owner	2 Individual Names on File
Last Sale	$207,100 (Nov 2016)
Tax Bill	$1,935 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Mar 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H.04-0.00-042`

Property Details

APN / Parcel Number

Primary APN	`H.04-0.00-042`
Alternative APN	`160-011893`

Interior

Stories	2 Stories
Building Area	1,872 sqft Living Area

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Lot Area	2,092,622 sqft (48 acres)
Garage Type	Carport
Carport	Carport
Pole Barn	Pole Barn

Location & Zoning

Street Address	641 MANSPEAKER RD
City	SAXTON
State	PA
Zip	16678-8118
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	641 MANSPEAKER RD
Legal Subdivision	PROPOSED LOT #13
Jurisdiction	BEDFORD PA
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2008
Census Tract	960100

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	641 MANSPEAKER RD, SAXTON, PA 16678-8118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHERN ALLEGHENIES PLANNING & DEVELOPM
Mar 3, 2017	Deed of Trust, Mortgage · Line of Credit AGCHOICE FARM CREDIT ACA
Jul 22, 2020	Intrafamily Transfer, Transfer · Line of Credit AGCHOICE FARM CREDIT ACA
Jul 22, 2020	Intrafamily Transfer, Transfer · Line of Credit AGCHOICE FARM CREDIT ACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2016 · Amount on File
Deed Sale	Nov 2, 2016 · Amount on File
Deed Document Number	20165544
Deed Book / Page	1578 / 333
Last Transfer Date	Jul 22, 2020
Transfer Doc	2020/3531
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	641 MANSPEAKER RD, SAXTON, PA 16678-8118
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/7806
Date	Dec 28, 2021
Book Page	2021/7806
Instrument	2021-007806

Lender

Name	SOUTHERN ALLEGHENIES PLANNING & DEVELOPM
Type	Non-Lending Institution
Address	ALTOONA, PA 16601

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	641 MANSPEAKER RD, SAXTON, PA 16678-8118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1588/326
Date	Mar 3, 2017
Book Page	1588/326
Instrument	001057

Lender

Name	AGCHOICE FARM CREDIT ACA
Type	Funding / Finance Company
Address	MECHANICSBURG, PA 17050

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Jul 22, 2020
Property Address	641 MANSPEAKER RD, SAXTON, PA 16678-8118
Document Number	2020/3531
Book / Page	2020 / 3531
Instrument Date	Jul 22, 2020
Instrument	2020-003531
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 FRANSEA RD, SAXTON, PA 16678

Mortgage

Document Number	2020003533
Date	Jul 22, 2020
Instrument	2020-003533

Lender

Name	AGCHOICE FARM CREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD PA
Recording Date	Jul 22, 2020
Property Address	641 MANSPEAKER RD, SAXTON, PA 16678-8118
Document Number	2020/3532
Book / Page	2020 / 3532
Map Reference	VOL 8 PG 328
Instrument Date	Jul 22, 2020
Instrument	2020-003532
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 MANSPEA TER RD, SAXTON, PA 16678-8118

Mortgage

Document Number	2020003534
Date	Jul 22, 2020
Instrument	2020-003534

Lender

Name	AGCHOICE FARM CREDIT ACA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Liberty Township
Unified School District	Tussey Mountain School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,935.00 (+15.45%)	$115,690 (-) Land $26,390 Building $89,300	$115,690 (-49.01%) Land $137,600 Building $89,300
2025	$1,676.00 (-7.91%)	$115,690 (-) Land $26,390 Building $89,300	$226,900 (-) Land $137,600 Building $89,300
2023	$1,820.00 Additional exemption filed	$115,690 Land $26,390 Building $89,300
2012			$226,900 Land $137,600 Building $89,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1996–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Tropical Depression Ivan, Sep 2004 · 3 claims Severe Storms And Flooding Associated With Tropical Depression Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Crowsnest Broadband, Upward Broadband.

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