641 Madison St, Oak Park, IL 60302 Property Records

Cook County property record for 641 Madison St, Oak Park, IL 60302

Property Summary

Property Type	Residential
Details	2 bd · 2.5 ba · 2,885 sqft · built 1913
Lot Size	0.069 acres (3,000 sqft)
Owner	Company Name on File
Last Sale	$330,000 (Feb 2022)
Tax Bill	$12,388 (2023)
Deeds & Mortgages	Sep 2022 Construction Loan Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-18-202-003`

Property Details

APN / Parcel Number

Primary APN	`16-18-202-003`
Alternative APN	`16-18-202-003-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,885 sqft Gross Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,000 sqft (0.069 acres)
Garage Type	Detached
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	641 MADISON ST
City	OAK PARK
State	IL
Zip	60302-4414
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	(MERCHANTS)(MADISON) ST ADD SUB BLK 9 IN HUTCHINSON & ROTHERMELS SUB WH BLK 3 LTS 1 6-7 12-13 IN EH BLK IN B F JERVIS SUB EX
Legal Range	13E
Legal Township	39N
Legal Section	18
Legal Subdivision	MERCHANTS MADISON
Legal Block	3,9
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	OAK PARK
Census Block Group	1
Census Block	1003
Census Tract	812900

Owner

641 Madison St, a residential property, is owned by a company that bought it in February 2022.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	243 PARK AVE, RIVER FOREST, IL 60305-2041
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Construction Mortgage FOREST PARK NATIONAL BANK & TRUST CO
Jul 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage FOREST PARK NATIONAL BANK & TRUST CO
Feb 15, 2022	Deed, Transfer · Stand-Alone First Mortgage FOREST PARK NATIONAL BANK & TRUST C

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Deed Document Number	2022646209
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	641 MADISON ST, OAK PARK, IL 60302-4414
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026528032
Date	Sep 22, 2022
Instrument	2226528032

Lender

Name	FOREST PARK NATIONAL BANK & TRUST CO
Type	Bank
Address	FOREST PARK, IL 60130

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	641 MADISON ST, OAK PARK, IL 60302-4414
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021001113
Date	Jul 29, 2022
Instrument	2221001113

Lender

Name	FOREST PARK NATIONAL BANK & TRUST CO
Type	Bank
Address	FOREST PARK, IL 60130

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Feb 15, 2022
Property Address	641 MADISON ST, OAK PARK, IL 60302-4414
Document Number	0004646209
Instrument Date	Dec 27, 2021
Instrument	2204646209
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 LAKE ST # ST100C, 1100, OAK PARK, IL 60301-1015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 PARK AVE, RIVER FOREST, IL 60305-2041

Mortgage

Document Number	0004646210
Date	Feb 15, 2022
Instrument	2204646210

Lender

Name	FOREST PARK NATIONAL BANK & TRUST C
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Oak Park Township
Municipality	Oak Park Village
Elementary School District	Oak Park Elementary School District 97 (PK - 08)
Secondary School District	Oak Park and River Forest District 200 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,000 Land $4,200 Building $33,800	$380,000 Land $42,000 Building $338,000
2023	$12,388.00 (-8.38%)
2022	$13,521.00	$35,213 Land $3,000 Building $32,213	$352,130 Land $30,000 Building $322,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 641 Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 641 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 54,583 people · EPA ID IL0312250
Water Source	Purchased surface water from CHICAGO
Last State Inspection	Oct 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Zentro.

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