641 Mackenzie Ct, Dayton, OH 45458 Property Records

Montgomery County property record for 641 Mackenzie Ct, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 2008
Lot Size	0.212 acres (9,235 sqft)
Owner	Trust Name on File
Last Sale	$264,900 (Dec 2017)
Tax Bill	$7,668 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`O68 01831 0011`

Property Details

APN / Parcel Number

Primary APN	`O68 01831 0011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,806 sqft Living Area
1st Floor Area	1,806 sqft
Family Room	Family Room

Exterior

Year Built	Built 2008
Architectural Style	Modern
Exterior Material	Combination
Construction Type	Frame
Lot Area	9,235 sqft (0.212 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	228 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	641 MACKENZIE CT
City	DAYTON
State	OH
Zip	45458-2895
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 HIGHLANDS AT YANKEE TRACE SEC ONE
Legal Subdivision	HIGHLANDS AT YANKEE TRACE SEC ONE
Legal Lot Number	11
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2019
Census Tract	40406

Owner

Source: Montgomery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	641 MACKENZIE CT, DAYTON, OH 45458-2895
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Dec 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 12, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SVGS
Aug 31, 2017	Trustee's Deed, Construction Loan · Line of Credit VICTORY CMNTY BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2017 · Amount on Record
Deed Sale	Dec 12, 2017 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	0000073747
Last Transfer Date	Dec 26, 2019
Transfer Doc	0000072456
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	641 MACKENZIE CT, DAYTON, OH 45458-2895
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083114
Date	Nov 1, 2021
Instrument	2021-00083114

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 26, 2019
Property Address	641 MACKENZIE CT, DAYTON, OH 45458-2895
Document Number	0000072456
Instrument Date	Dec 16, 2019
Instrument	72456
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	641 MACKENZIE CT DAYTON OH 454582895, DAYTON, OH 45458-2895

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 12, 2017
Property Address	641 MACKENZIE CT, DAYTON, OH 45458-2895
Document Number	0000073747
Instrument Date	Nov 30, 2017
Instrument	73747
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$794.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 MACKENZIE CT DAYTON OH 454582895, DAYTON, OH 45458-2895

Mortgage

Document Number	73792
Date	Dec 12, 2017
Instrument	73792

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2047

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 31, 2017
Property Address	641 MACKENZIE CT, DAYTON, OH 45458-2895
Instrument Date	Jul 17, 2017
Instrument	51313
Transaction Type	Construction Loan
Record Updated	Sep 22, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	641 MACKENZIE CT CENTERVILLE OH 454582895, CENTERVILLE, OH 45458-2895

Mortgage

Document Number	0000051313
Date	Aug 31, 2017
Instrument	51313

Lender

Name	VICTORY CMNTY BK
Type	Bank
Address	FORT MITCHELL, KY 41017

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 30, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$113,580 (-) Land $21,880 Building $91,700
2024	$7,668.00 (+8.57%)
2023	$7,063.00 (-1.08%)	$113,580 (+25.01%) Land $21,880 Building $91,700	$324,510 (+25%) Land $62,500 Building $262,010
2022	$7,140.00	$90,860 Land $17,500 Building $73,360
2020			$259,610 Land $50,000 Building $209,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband Fiber Holding.

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