641 Ludlow Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 641 Ludlow Ave, Cincinnati, OH 45220 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1927
Square Footage	2,635 sqft Living Area
Lot Size	16,291 sqft (0.373 acres)
Occupancy	Owner Occupied
Last Sale	$293,000 (2019)
Tax Bill	$8,932.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`215-0067-0118-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,635 sqft Living Area
1st Floor	1,464 sqft 1st Floor
2nd Floor	1,171 sqft 2nd Floor
Upper Floors	1,171 sqft Upper Floors
Basement Area	1,464 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1927
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Lot Area	16,291 sqft (0.373 acres)
Depth X Width	165 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage
Patio Area	540 sqft Patio
Porch	1 Porch
Porch Area	153 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	641 LUDLOW AVE
City	CINCINNATI
State	OH
Zip	45220
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	621 LUDLOW AVE 100 X 165.55 PT LOT 333 ISAAC BATES
Legal Subdivision	ISAAC BATES
Legal Lot Number	333
Jurisdiction	HAMILTON OH
Minor Civil Division	CINCINNATI
Census Blockgroup	1
Census Block	1002
Census Tract	7200

Owner

Source: Hamilton County records · APN 215-0067-0118-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	641 LUDLOW AVE, CINCINNATI, OH 45220
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2019 · Amount on Record
Deed Sale	Nov 20, 2019 · Amount on Record
Deed Doc Number	2019-0102253
Deed Book / Page	14048 / 00035
Record Refreshed	Jun 08, 2026

November 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 20, 2019
Property Address	641 LUDLOW AVE, CINCINNATI, OH 45220
Document Number	0000102253
Book / Page	14048 / 00035
Map Reference	MB 7 PG 62&63
Instrument Date	Nov 07, 2019
Instrument	2019-0102253
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,172.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	641 LUDLOW AVE, CINCINNATI, OH 45220

Mortgage

Document Number	0000102254
Date	Nov 20, 2019
Instrument	2019-0102254

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,932.00 (+3.01%)	$144,743 (-) Land $46,582 Building $98,161
2024	$8,671.00 (-2.13%)	$144,743 (-) Land $46,582 Building $98,161
2023	$8,860.00 (+29.23%)	$144,743 (+44%) Land $46,582 Building $98,161	$413,550 (+44%) Land $133,090 Building $280,460
2022	$6,856.00 Homeowner's exemption	$100,514 Land $41,675 Building $58,839
2020			$287,180 Land $119,070 Building $168,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 15% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.