Orange County property record for 641 Loretta Dr, Laguna Beach, CA 92651
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,050 sqft · built 2007 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $2,500,000 (Apr 2012) |
| Tax Bill | $32,944 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 656-054-07 |
| Primary APN | 656-054-07 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,050 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 2,400 sqft (0.055 acres) |
| Garage Area | 499 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 641 LORETTA DR |
|---|---|
| City | LAGUNA BEACH |
| State | CA |
| Zip | 92651-4126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 6029 BLK LOT 170 |
| Legal Tract | 6029 |
| Legal Lot Number | 170 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 62632 |
641 Loretta Dr is held in a trust since April 2012.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 641 LORETTA DR, LAGUNA BEACH, CA 92651-4126 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2012 · Amount on File |
| Deed Sale | Apr 10, 2012 · Amount on File |
| Prior Sale | Oct 20, 2004 · Amount on File |
| Deed Document Number | 2012200980 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 641 Loretta Dr was $32,944.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Laguna Beach City |
| Unified School District | Laguna Beach Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,202,943 (+2%) Land $2,186,426 Building $1,016,517 | |
| 2025 | $32,944.00 | $3,140,141 Land $2,143,555 Building $996,586 |
| 2023 | $31,816.00 (+2.11%) | $3,018,206 Land $2,060,317 Building $957,889 |
| 2022 | $31,158.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 641 Loretta Dr in Zone X, an area of minimal flood risk, though there have been 85 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 85 (1979–2026) |
| Claims Outside the SFHA | 34 of 85 |
| Most Recent Claim | Jun 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 641 Loretta Dr is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 43% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
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