641 Lorella Ave, Dayton, OH 45404 Property Records

Montgomery County property record for 641 Lorella Ave, Dayton, OH 45404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,434 sqft · built 1949
Lot Size	0.128 acres (5,580 sqft)
Owner	Individual Name on Record
Last Sale	$76,000 (Sep 2019)
Tax Bill	$1,429 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`I39-00703-0008`

Property Details

APN / Parcel Number

Primary APN	`I39-00703-0008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
1st Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	5,580 sqft (0.128 acres)
Lot Dimensions	124 ft deep x 45 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	641 LORELLA AVE
City	DAYTON
State	OH
Zip	45404-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	855 R L FARMS
Legal Subdivision	R L FARMS
Legal Lot Number	8
Jurisdiction	MONTGOMERY OH
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1000
Census Tract	1801

Owner

Source: Montgomery County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	641 LORELLA AVE, DAYTON, OH 45404-2419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Sep 4, 2019	Grant Deed, Transfer · Conventional with PMI FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Deed Document Number	201947849
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 13, 2026
Property Address	641 LORELLA AVE, DAYTON, OH 45404-2419
Document Number	0000041001
Instrument Date	Jun 15, 2026
Instrument	202641001
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 LORELLA AVE, DAYTON, OH 45404-2419

Mortgage

Document Number	0000041001,
Date	Jul 13, 2026
Instrument	202641001

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 4, 2019
Property Address	641 LORELLA AVE, DAYTON, OH 45404-2419
Document Number	0000047849
Instrument Date	Aug 16, 2019
Instrument	47849
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	PERFORMANCE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 LORELLA AVE DAYTON OH 454042419, DAYTON, OH 45404-2419

Mortgage

Document Number	47850
Date	Sep 4, 2019
Instrument	47850

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Riverside City
Unified School District	Mad River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,429.00	$26,830 (-) Land $4,230 Building $22,600	$76,640 (-) Land $12,080 Building $64,560
2024	$1,429.00 (+7.36%)
2023	$1,331.00 (-6.33%)	$26,830 (+25.02%) Land $4,230 Building $22,600	$76,640 (+24.98%) Land $12,080 Building $64,560
2022	$1,421.00	$21,460 Land $3,380 Building $18,080
2020			$61,320 Land $9,670 Building $51,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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