641 King Harold Ct, Oviedo, FL 32765 Property Records

Seminole County property record for 641 King Harold Ct, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,047 sqft · built 1995
Lot Size	0.168 acres (7,349 sqft)
Owner	Trust Name on File
Last Sale	$260,000 (Aug 2015)
Tax Bill	$3,874 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-21-31-5MC-0000-4190`

Property Details

APN / Parcel Number

Primary APN	`14-21-31-5MC-0000-4190`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,047 sqft Living Area
1st Floor Area	1,927 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,349 sqft
Garage Area	389 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	40 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	641 KING HAROLD CT
City	OVIEDO
State	FL
Zip	32765-9134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 419 VILLAGES AT KINGSBRIDGE WEST TR C-1 PB 47 PGS 64 THRU 67
Legal Range	31E
Legal Township	21S
Legal Section	14
Legal Subdivision	VILLAGES AT KINGSBRIDGE WEST TR C-1
Legal Tract	C-1
Legal Lot Number	419
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1007
Census Tract	21312

Owner

641 King Harold Ct is owner-occupied and held in a trust since August 2015.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Trust Name on File
Mailing Address	641 KING HAROLD CT, OVIEDO, FL 32765-9134
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2015 · Amount on File
Deed Sale	Aug 31, 2015 · Amount on File
Prior Sale	Dec 4, 2001 · Amount on File
Deed Document Number	2015095804
Deed Book / Page	08536 / 1831
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	641 KING HAROLD CT, OVIEDO, FL 32765-9134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093581001
Date	May 21, 2019
Book Page	09358/1001
Instrument	2019053835

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 641 King Harold Ct was $3,874 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,874.00 Homeowner's exemption	$270,756	$457,304 Land $118,000 Building $339,304
2023	$3,401.00 (+0.74%) Homeowner's exemption	$255,461 (+3%)	$420,036 (+4.18%) Land $100,000 Building $320,036
2022	$3,376.00 Homeowner's exemption	$248,020	$403,183 Land $100,000 Building $303,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 King Harold Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	2 (2004–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 King Harold Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20