641 John St, Belvidere, IL 61008 Property Records

Boone County property record for 641 John St, Belvidere, IL 61008 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1955
Lot Size	0.218 acres (9,504 sqft)
Owner	Company Name on File
Tax Bill	$3,542 (2025)
Deeds & Mortgages	Jul 2018 Reverse Mortgage Jul 2018 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-331-001`

Property Details

APN / Parcel Number

Primary APN	`05-26-331-001`
Alternative APN	`05-05-26-331-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	2,240 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,504 sqft (0.218 acres)
Lot Dimensions	132 ft deep x 72 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	05-05-26-331-001
Street Address	641 JOHN ST
City	BELVIDERE
State	IL
Zip	61008-3157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26-44-3 NLY 6' OF 7 & ALL OF LT 8 BLK 1 KONZELMANS SUB 641 JOHN ST
Legal Subdivision	KONZELMANS SUB
Legal Block	1
Legal Lot Number	8
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2016
Census Tract	10102

Owner

Source: Boone County records · APN 05-26-331-001

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	407 OAK ST, BELVIDERE, IL 61008-3934
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 03, 2018	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL SAVINGS BANK
Jul 03, 2018	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL SAVINGS BANK
Sep 19, 2022	Intrafamily Transfer, Transfer
May 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	641 JOHN ST, BELVIDERE, IL 61008-3157
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03271
Date	Jul 03, 2018
Instrument	2018R03271

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	678 Months
Due	Jan 10, 2075

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2019
Change Frequency	Annually
Index	LIBOR

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	641 JOHN ST, BELVIDERE, IL 61008-3157
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R03272
Date	Jul 03, 2018
Instrument	2018R03272

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	678 Months
Due	Jan 10, 2075

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2019
Change Frequency	Annually
Index	LIBOR

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE IL
Recording Date	Sep 19, 2022
Property Address	641 JOHN ST, BELVIDERE, IL 61008-3157
Document Number	2022R05201
Instrument Date	Sep 14, 2022
Instrument	2022R05201
Transaction Type	Transfer
Record Updated	Jun 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 S STATE ST, BELVIDERE, IL 61008-3711

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	May 11, 2022
Property Address	641 JOHN ST, BELVIDERE, IL 61008-3157
Document Number	2022R02741
Instrument Date	Apr 14, 2022
Instrument	2022R02741
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 JOHN ST, BELVIDERE, IL 61008-3157

Mortgage

Document Number	2022R02742
Date	May 11, 2022
Instrument	2022R02742

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Boone County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,542.00 (-4.5%)	$44,477 (+3.47%) Land $4,193 Building $40,284	$133,431 (+3.47%) Land $12,579 Building $120,852
2024		$42,986 (+17.12%) Land $4,193 Building $38,793	$128,958 (+17.12%) Land $12,579 Building $116,379
2022	$3,709.00	$36,703 Land $6,430 Building $30,273	$110,109 Land $19,290 Building $90,819

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Boone County (17007C), updated February 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 555 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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