641 Independence Dr, Aurora, IL 60506 Property Records

Kane County property record for 641 Independence Dr, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,986 sqft · built 1976
Lot Size	0.214 acres (9,315 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jul 2025)
Tax Bill	$8,036 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-18-305-002`

Property Details

APN / Parcel Number

Primary APN	`15-18-305-002`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,986 sqft Living Area
Gross Area	2,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Level
Construction Type	Frame
Lot Area	9,315 sqft (0.214 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	641 INDEPENDENCE DR
City	AURORA
State	IL
Zip	60506-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENFIELD VILLAGE : UNIT 4A LOT 7 LOT DIMENSIONS: 85 X 105.73 X 85.5 X 114.92 SUBDIVISION: ORCHARD GREEN RANGE CODE: 001
Legal Subdivision	ORCHARD GREEN
Legal Block	3
Legal Lot Number	7
Legal Unit	4A
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3003
Census Tract	853005

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	641 INDEPENDENCE DR, AURORA, IL 60506-3218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OLD SECOND NATIONAL BANK
Dec 12, 2017	Deed of Trust, Mortgage · Commercial Mortgage OLD SECOND NATIONAL BANK
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
Nov 21, 2018	Deed of Trust, Mortgage · Conventional with PMI OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Deed Document Number	202527070
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	641 INDEPENDENCE DR, AURORA, IL 60506-3218
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001469
Date	Jan 16, 2024
Instrument	2024K001469

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	LAKEWOOD, NJ 08701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 3, 2034

Interest

Rate Type	Fixed Rate
Rate	8%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	641 INDEPENDENCE DR, AURORA, IL 60506-3218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064636
Date	Dec 12, 2017
Instrument	2017K064636

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	641 INDEPENDENCE DR, AURORA, IL 60506-3218
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022515
Date	May 5, 2020
Instrument	2020K022515

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	BROAD BROOK, CT 6016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2030

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	641 INDEPENDENCE DR, AURORA, IL 60506-3218
Document Number	0000058486
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018
Title Company	WHEATLAND TITLE, WHEATLAND TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	641 INDEPENDENCE DR AURORA IL 605063218, AURORA, IL 60506-3218

Mortgage

Document Number	0000058486
Date	Dec 5, 2018
Instrument	58486

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Dec 4, 2033

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,036.00 (+4.88%)	$124,199 (+9.39%) Land $17,406 Building $106,793	$372,746 (+9.39%) Land $52,239 Building $320,507
2024		$113,538 (+22.66%) Land $15,912 Building $97,626	$340,750 (+22.71%) Land $47,755 Building $292,995
2022	$7,662.00 (+4.61%) Homeowner's exemption	$92,560 (+7.41%) Land $12,972 Building $79,588	$277,680 (+7.41%) Land $38,916 Building $238,764
2021	$7,324.00 Homeowner's exemption	$86,174 Land $12,077 Building $74,097	$258,522 Land $36,231 Building $222,291

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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