Lafayette County property record for 641 Hwy 6 E, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,653 sqft · built 1970 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $912 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-04-005.00 |
| Primary APN | 192-04-005.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,653 sqft Living Area |
| 1st Floor Area | 1,418 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 82,764 sqft (1.9 acres) |
| Utility Building | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10071 |
|---|---|
| Street Address | 641 HIGHWAY 6 E |
| City | OXFORD |
| State | MS |
| Zip | 38655-9290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FR SE1/4 NE1/4 N OF HWY #6 PREV APN: 111 -04-005 |
| Legal Range | 02W |
| Legal Township | 09S |
| Legal Section | 04 |
| Legal Subdivision | OAKSHIRE PARK SUBDIVISION |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950100 |
641 Hwy 6 E is owned and occupied by two individuals who acquired it in September 2023.
Source: Lafayette County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 641 HIGHWAY 6 E, OXFORD, MS 38655-9290 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK |
| Sep 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2023 |
| Deed Sale | Sep 27, 2023 |
| Prior Sale | Jul 25, 2013 · Amount on File |
| Deed Document Number | 20237599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Sep 2, 2026 |
| Property Address | 641 HIGHWAY 6 E, OXFORD, MS 38655-9290 |
| Document Number | 0000008319 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 20268319 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 641 HIGHWAY 6 E, OXFORD, MS 38655-9290 |
| Document Number | 0000008319, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 20268319 |
| Name | RENASANT BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 30, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Sep 1, 2021 |
| Property Address | 641 HIGHWAY 6 E, OXFORD, MS 38655-9290 |
| Document Number | 0202109870 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 202109870 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 HIGHWAY 6 E, OXFORD, MS 38655-9290 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 641 HIGHWAY 6 E, OXFORD, MS 38655-9290 |
| Document Number | 0202109871 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 202109871 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 641 Hwy 6 E was $912 with a homeowner's exemption.
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Unified School District | Lafayette County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $912.00 Homeowner's exemption | $11,551 | $115,510 Land $21,580 Building $93,930 |
| 2023 | $695.00 Homeowner's exemption | $9,327 | $93,270 Land $21,580 Building $71,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 641 Hwy 6 E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 641 Hwy 6 E is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 78% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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