641 Harris St, Jackson, OH 45640 Property Records

Jackson County property record for 641 Harris St, Jackson, OH 45640

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,510 sqft · built 1900
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,000 (Jun 2022)
Tax Bill	$2,181 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2006 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`H140190018800`

Property Details

APN / Parcel Number

Primary APN	`H140190018800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	641 HARRIS ST
City	JACKSON
State	OH
Zip	45640-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 JACKSON LOT #65
Legal Subdivision	SOUTH HALF OF THE TOWN
Jurisdiction	JACKSON OH
Township / Civil Division	JACKSON
Census Block Group	6
Census Block	6008
Census Tract	957500

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	641 HARRIS ST, JACKSON, OH 45640-2027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed, Transfer · FHA Mortgage RAPID MORTGAGE COMPANY
Jul 28, 2006	Special Warranty Deed, Transfer · Conventional Mortgage OAK HILL BANKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Jun 6, 2013 · Amount on Record
Deed Document Number	20226877
Deed Book / Page	165 / 2137
Prior Transfer Date	Jan 28, 2000
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON OH
Recording Date	Jun 29, 2022
Property Address	641 HARRIS ST, JACKSON, OH 45640-2027
Document Number	00165/2137
Book / Page	165 / 2137
Instrument Date	Jun 14, 2022
Instrument	202200006877
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	ELITA LAND TITLE, ELITE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	641 HARRIS ST, JACKSON, OH 45640-2027

Mortgage

Document Number	202200006878
Date	Jun 29, 2022
Instrument	202200006878

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2006: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JACKSON OH
Recording Date	Jul 28, 2006
Property Address	641 HARRIS ST, JACKSON, OH 45640-2027
Document Number	00045/0129
Book / Page	045 / 0129
Instrument Date	Jun 26, 2006
Instrument	200600003366
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	RESOURCE TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10481 STATE RT 93, 45641

Mortgage

Document Number	00045/0137
Date	Jul 28, 2006
Book Page	045/0137
Instrument	200600003368

Lender

Name	OAK HILL BANKS
Type	Bank
Address	JACKSON, OH 45640

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jul 17, 2008

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,181.00 (-3.28%)	$44,660 (-) Land $6,430 Building $38,230	$127,600 (-) Land $18,380 Building $109,220
2023	$2,255.00 (+36.67%)	$44,660 (+37.97%) Land $6,430 Building $38,230
2022	$1,650.00	$32,370 Land $6,220 Building $26,150
2020			$127,600 Land $18,380 Building $109,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	24 (1997–2012)
Most Recent Claim	May 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2011 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 9,691 people · EPA ID OH4000111
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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