641 Gun Clb Rd, Stephenson, VA 22656 Property Records

Frederick County property record for 641 Gun Clb Rd, Stephenson, VA 22656

Property Summary

Property TypeSingle Family Home
Details3 bd · 6 ba · 4,623 sqft · built 2009
Lot Size6.44 acres (280,526 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (May 2017)
Tax Bill$7,292 (2026)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN44A-111A

Property Details

APN / Parcel Number

Primary APN44A-111A
Alternative APN
  • 8045689

Interior

Bedrooms3 Beds
Full Baths6 Baths
Half Baths2 Half Baths
Total Rooms12 Rooms
Stories1 Story
Building Area4,623 sqft Living Area
Gross Area12,567 sqft
1st Floor Area3,842 sqft
Basement Area2,769 sqft
Finished Basement2,769 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area280,526 sqft (6.44 acres)
TerrainRolling
Garage TypeDetached
Garage Area1,176 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area813 sqft
Patio Area840 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected
Water SourceWell

Location & Zoning

Account Number8045689
Street Address641 GUN CLUB RD
CitySTEPHENSON
StateVA
Zip22656-1810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description6.44 ACRES
Legal Subdivision5
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group2
Census Block2060
Census Tract50100

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address641 GUN CLUB RD, STEPHENSON, VA 22656-1810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2017 · Amount on Record
Deed SaleMay 1, 2017 · Amount on Record
Deed Document Number20174315
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address641 GUN CLUB RD, STEPHENSON, VA 22656-1810
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007888
DateAug 3, 2017
Instrument170007888
Lender
NameBANK OF CLARKE COUNTY
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,292.00 (+10.4%)$1,375,940 Land $139,700 Building $1,236,240$1,375,940 Land $139,700 Building $1,236,240
2025$6,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimJan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 60% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gun Clb Rd

Nearby Streets

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