641 Francisco St, El Granada, CA 94018 Property Records

San Mateo County property record for 641 Francisco St, El Granada, CA 94018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,530 sqft · built 1986
Lot Size0.112 acres (4,881 sqft)
Owner2 Trust Names on File
Last Sale$834,000 (Aug 2005)
Tax Bill$14,323 (2025)
Deeds & MortgagesMay 2018 Transfer
Flood ZoneZone X (minimal risk)
APN047-242-380

Property Details

APN / Parcel Number

Primary APN047-242-380

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,530 sqft Living Area
1st Floor Area1,060 sqft
2nd Floor Area470 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area4,881 sqft (0.112 acres)
Lot Dimensions93 ft deep x 51 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address641 FRANCISCO ST
CityEL GRANADA
StateCA
Zip94018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR100S7
Legal DescriptionBEING LOTS 44 45 & PTN OF LOT 46 BLK 21 RESUB OF SUBS 2 & 3 OF GRANADA RSM 6/29
Legal SubdivisionSUBS 2 & 3 OF GRANADA
Legal Block21
Legal Lot Number44,46
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group3
Census Block3010
Census Tract613502

Owner

641 Francisco St is held in a trust since August 2005.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 928, EL GRANADA, CA 94018-0928
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2005 · Amount on File
Deed SaleAug 19, 2005 · Amount on File
Deed Document Number2005143255
Prior Transfer DateDec 24, 1997
Prior Transfer Doc0000173487
Record UpdatedOct 29, 2026

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateMay 3, 2018
Property Address641 FRANCISCO ST, EL GRANADA, CA 94018
Document Number0000034519
Instrument DateMay 2, 2018
Instrument34519
Transaction TypeTransfer
Record UpdatedMay 24, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 928 EL GRANADA CA 940180928, EL GRANADA, CA 94018-0928

Tax Assessment & Valuation

The 2025 property tax bill for 641 Francisco St was $14,323.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,155,534 (+2%) Land $577,767 Building $577,767
2025$14,323.00$1,132,878 Land $566,439 Building $566,439
2023$12,885.00 (+2.07%)$1,088,890 Land $544,445 Building $544,445$1,412,370
2022$12,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Francisco St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Francisco St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOASTSIDE COUNTY WATER DISTRICT
serves 19,033 people · EPA ID CA4110011
Water SourceSurface water
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cruzio
Fixed Wireless
1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Francisco St

Nearby Streets

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