641 Five Mile River Rd, Putnam, CT 06260 Property Records

Putnam Town property record for 641 Five Mile River Rd, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,808 sqft · built 1940
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$763,000 (Sep 2025)
Tax Bill	$4,914 (2025)
Deeds & Mortgages	Apr 2024 Refinance May 2022 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`M:110 B:002 L:00`

Property Details

APN / Parcel Number

Primary APN	`M:110 B:002 L:00`
Alternative APNs	`PUTN M:034 L:038 U:000` `2740`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	3,149 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	2740
Street Address	641 FIVE MILE RIVER RD
City	PUTNAM
State	CT
Zip	06260-2814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Lot Number	38
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	2
Census Block	2029
Census Tract	903200

Owner

Source: Putnam Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	641 FIVE MILE RIVER RD, PUTNAM, CT 06260-2814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
May 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN CT SAVINGS BANK
Sep 16, 2025	Warranty Deed, Transfer
Apr 9, 2019	Warranty Deed, Subdivision Related Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Apr 9, 2019 · Amount on Record
Deed Document Number	20251393
Deed Book / Page	872 / 869
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	641 FIVE MILE RIVER RD, PUTNAM, CT 06260-2814
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000862-633
Date	Apr 8, 2024
Book Page	862/633
Instrument	496

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2049

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	641 FIVE MILE RIVER RD, PUTNAM, CT 06260-2814
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000850-809
Date	May 23, 2022
Book Page	850/809
Instrument	845

Lender

Name	EASTERN CT SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Sep 16, 2025
Property Address	641 FIVE MILE RIVER RD, PUTNAM, CT 06260-2814
Document Number	000872-869
Book / Page	872 / 869
Instrument Date	Sep 10, 2025
Instrument	1393
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM CT
Recording Date	Apr 9, 2019
Property Address	641 FIVE MILE RIVER RD, PUTNAM, CT 06260-2814
Document Number	825-1229
Book / Page	000825 / 001229
Instrument Date	Apr 9, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 FIVE MILE RIVER RD PUTNAM CT 062602814, PUTNAM, CT 06260-2814

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,914.00	$254,600 (+50.47%) Land $65,000 Building $189,600	$178,220 Land $45,500 Building $132,720
2024	$4,914.00 (+21.06%)
2023	$4,059.00 (+31.66%)	$169,200 (+25.61%) Land $61,900 Building $107,300
2022	$3,083.00	$134,700 Land $61,900 Building $72,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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