641 Fitzroy Ln, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 641 Fitzroy Ln, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 2021
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$245,400 (Jan 2022)
Tax Bill	$4,277 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R105926`

Property Details

APN / Parcel Number

Primary APN	`R105926`
Alternative APNs	`S4738-000H-0038-00-0R` `105926`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	2,126 sqft
1st Floor Area	1,580 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	456 sqft
Porch	Covered Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	641 FITZROY LN
City	ROYSE CITY
State	TX
Zip	75189-6027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE AT CHAMBERLAIN CROSSING PHASE 3, BLOCK H, LOT 38
Legal Subdivision	THE RESERVE AT CHAMBERLAIN CROSSING PHAS
Legal Phase	3
Legal Tract	38
Legal Block	H
Legal Lot Number	38
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1001
Census Tract	40409

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	641 FITZROY LN, ROYSE CITY, TX 75189-6027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage LENNAR MORTGAGE LLC
Jan 5, 2022	Intrafamily Transfer, Transfer LENNAR TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Deed Document Number	2022278
Prior Transfer Date	Dec 29, 2021
Prior Transfer Doc	0000000278
Record Updated	Sep 20, 2026

January 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 5, 2022
Property Address	641 FITZROY LN, FATE, TX 75189-6027
Document Number	0000000278
Map Reference	DOC 202000000007827
Instrument Date	Dec 29, 2021
Instrument	20220000000278
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2022
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 FITZROY LN, FATE, TX 75189-6027

Mortgage

Document Number	0000000279
Date	Jan 5, 2022
Instrument	20220000000279

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKWALL TX
Recording Date	Jan 5, 2022
Property Address	641 FITZROY LN, FATE, TX 75189-6027
Document Number	0000000277
Map Reference	DOC 20200000007827
Instrument Date	Dec 29, 2021
Instrument	20220000000277
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	LENNAR TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 MARKET PL STE 100, 100, IRVING, TX 75063-8050
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$285,175 (+0.2%) Land $75,000 Building $210,175	$285,175 (+0.2%) Land $75,000 Building $210,175
2025	$4,277.00 (-25.24%) Homeowner's exemption Senior Citizen's exemption	$284,606 (-14.88%) Land $75,000 Building $209,606	$284,606 (-14.88%) Land $75,000 Building $209,606
2024	$5,721.00 (-15.66%)
2023	$6,783.00 (+539.3%) Homeowner's exemption Senior Citizen's exemption	$334,339 Land $109,250 Building $225,089	$334,339 Land $109,250 Building $225,089
2021	$1,061.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Jan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

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