641 Ferguson St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 641 Ferguson St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	2,090 sqft · built 1935
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$188,000 (Dec 2000)
Tax Bill	$9,588 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-00601-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`19-00601-0000-00007`
Alternative APNs	`190060100007` `06002900` `670`

Interior

Stories	2 Stories
Building Area	2,090 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Account Number	670
Street Address	641 FERGUSON ST
City	PHILLIPSBURG
State	NJ
Zip	08865-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Subdivision	HILLCREST SEC 01
Legal Block	601
Legal Lot Number	7
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	3
Census Block	3011
Census Tract	30600

Owner

641 Ferguson St is owned and occupied by an individual who bought it in December 2000.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	641 FERGUSON ST, PHILLIPSBURG, NJ 08865-1403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage REAL EST MTG NTWK
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jan 27, 2017	Quit Claim Deed, Transfer KENWORTH TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2000 · Amount on File
Deed Sale	Dec 22, 2000 · Amount on File
Prior Sale	Jun 2, 1997 · Amount on File
Deed Document Number	2000135998
Deed Book / Page	1725 / 100
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	641 FERGUSON ST, PHILLIPSBURG, NJ 08865-1403
Document Number	0000544173
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO-CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 FERGUSON ST PHILLIPSBURG NJ 088651403, PHILLIPSBURG, NJ 08865-1403

Mortgage

Document Number	0000544173
Date	Jan 15, 2021
Book Page	000640/000091
Instrument	544173

Lender

Name	REAL EST MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	641 FERGUSON ST, PHILLIPSBURG, NJ 08865-1403
Document Number	0000471106
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017
Title Company	KENWORTH TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 FERGUSON ST PHILLIPSBURG NJ 088651403, PHILLIPSBURG, NJ 08865-1403

Mortgage

Document Number	0000471106
Date	Feb 14, 2017
Book Page	006411/000076
Instrument	471106

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 13, 2032

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	Jan 27, 2017
Property Address	641 FERGUSON ST, PHILLIPSBURG, NJ 08865-1403
Document Number	0000470382
Book / Page	002738 / 000267
Instrument Date	Dec 19, 2016
Instrument	470382
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	KENWORTH TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 FERGUSON ST PHILLIPSBURG NJ 088651403, PHILLIPSBURG, NJ 08865-1403

Tax Assessment & Valuation

The 2025 property tax bill for 641 Ferguson St was $9,588, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,100 (-) Land $47,000 Building $158,100	$205,100 (-) Land $47,000 Building $158,100
2025	$9,588.00 (+2.86%)	$205,100 Land $47,000 Building $158,100	$205,100 Land $47,000 Building $158,100
2024	$9,321.00
2023		$205,100 Land $47,000 Building $158,100	$205,100 Land $47,000 Building $158,100
2022	$8,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Ferguson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Ferguson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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