641 Estates Dr, Sacramento, CA 95864 Property Records

Sacramento County property record for 641 Estates Dr, Sacramento, CA 95864

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,428 sqft · built 2012
Lot Size	0.398 acres (17,337 sqft)
Owner	Individual on Record
Last Sale	$2,550,000 (Apr 2022)
Tax Bill	$32,222 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`292-0232-010-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0232-010-0000`
Alternative APN	`29202320090000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,428 sqft Living Area
1st Floor Area	2,672 sqft
2nd Floor Area	756 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	17,337 sqft (0.398 acres)
Garage Area	565 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	641 ESTATES DR
City	SACRAMENTO
State	CA
Zip	95864-7277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	ALL THAT PTN OF LOTS 1&2 OF WILHAGGIN ESTATES LYING NORTHERLY OF THE FOLLOWING DESCRIBED LINE:BEG AT ELY COMMON CORNER OF
Legal Subdivision	OF WILHAGGIN ESTATES
Legal Lot Number	1,2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4000
Census Tract	5404

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	641 ESTATES DR, SACRAMENTO, CA 95864-7277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF SACRAMENTO
Apr 29, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 28, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 22, 2017	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Jul 11, 2016 · Amount on Record
Deed Book / Page	20220429 / 928
Prior Transfer Date	Apr 26, 2022
Prior Transfer Doc	2022000927
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 29, 2022
Property Address	641 ESTATES DR, SACRAMENTO, CA 95864-7277
Document Number	0000000927
Map Reference	MB 60 MAP 7
Instrument Date	Apr 26, 2022
Instrument	2022042900927
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 FULTON AVE, SACRAMENTO, CA 95825-4862

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 29, 2022
Property Address	641 ESTATES DR, SACRAMENTO, CA 95864-7277
Document Number	0000000928
Map Reference	MB 60 MAP 7
Instrument Date	Apr 26, 2022
Instrument	2022042900928
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 MIDSTREAM LN, WEST SACRAMENTO, CA 95605-2815

Mortgage

Document Number	0000000929
Date	Apr 29, 2022
Instrument	2022042900929

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 28, 2018
Property Address	641 ESTATES DR, SACRAMENTO, CA 95864-7277
Document Number	1812280822
Instrument Date	Dec 27, 2018
Instrument	1812280822
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	641 ESTATES DR SACRAMENTO CA 958647277, SACRAMENTO, CA 95864-7277

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 22, 2017
Property Address	641 ESTATES DR, SACRAMENTO, CA 95864-7277
Document Number	0000000213
Book / Page	170222 / 000213
Instrument Date	Jan 30, 2017
Transaction Type	Transfer
Record Updated	Mar 3, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 ESTATES DR SACRAMENTO CA 958647277, SACRAMENTO, CA 95864-7277

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,760,201 (+2%) Land $324,729 Building $2,435,472
2025	$32,222.00 (+0.96%)	$2,706,080 (+4.04%) Land $318,362 Building $2,387,718
2024	$31,917.00 (+2.61%)
2023	$31,105.00 (+30.11%)	$2,601,000 Land $306,000 Building $2,295,000
2022	$23,907.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Succeed.Net, T-Mobile.

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