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641 Elder St, Calvert City, KY 42029 Property Records

Marshall County property record for 641 Elder St, Calvert City, KY 42029

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,432 sqft · built 1952
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$187,500 (May 2026)
Tax Bill$904 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0C-05-05-053

Property Details

APN / Parcel Number

Primary APN0C-05-05-053
Alternative APN
  • 960370

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,432 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area11,326 sqft (0.26 acres)
Garage TypeDetached
Garage Area816 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number960370
Street Address641 ELDER ST
CityCALVERT CITY
StateKY
Zip42029-8218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionCALVERT HEIGHTS SUB
JurisdictionMARSHALL KY
Township / Civil DivisionCALVERT CITY
Census Block Group1
Census Block1017
Census Tract950102

Owner

641 Elder St is owned and occupied by an individual who bought it in May 2026.

Source: Marshall County records, as of May 29, 2026

Owner of RecordIndividual Name on File
Mailing Address641 ELDER ST, CALVERT CITY, KY 42029-8218
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FINANCIAL SERVICES BANK
May 20, 2026Warranty Deed, Transfer · FHA Mortgage
GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2026 · Amount on File
Deed SaleMay 20, 2026 · Amount on File
Prior SaleJan 5, 2016 · Amount on File
Deed Document Number2026
Deed Book / Page533 / 220
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARSHALL KY
Property Address641 ELDER ST, CALVERT CITY, KY 42029-8218
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG965/463
DateFeb 26, 2021
Book PageMTG 965/463
Instrument1035785
Lender
NameCOMMUNITY FINANCIAL SERVICES BANK
TypeBank
AddressBENTON, KY 42025
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARSHALL KY
Recording DateMay 20, 2026
Property Address641 ELDER ST, CALVERT CITY, KY 42029-8218
Document Number0533000220
Book / Page533 / 220
Instrument DateMay 18, 2026
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyTURNER LAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$18,937.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 ELDER ST, CALVERT CITY, KY 42029-8218

Mortgage

Document Number1111000533,
DateMay 20, 2026
Book Page1111/533
Lender
NameGERSHMAN INVESTMENT CORP
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 641 Elder St was $904.

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateKentucky
MunicipalityCalvert City
CountyMarshall County
Unified School DistrictMarshall County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$904.00$110,000 Land $10,000 Building $100,000$110,000 Land $10,000 Building $100,000
2023$951.00$110,000 Land $10,000 Building $100,000
2022$110,000 Land $10,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Elder St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Elder St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALVERT CITY MUNICIPAL WATER DEPARTMENT
serves 4,381 people · EPA ID KY0790056
Water SourceGroundwater
Last State InspectionJul 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		300 / 20

May also be available: T-Mobile.

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