641 Edgewood Arch, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 641 Edgewood Arch, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,264 sqft · built 1996
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Jun 2023)
Tax Bill	$4,833 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2011 Mortgage + 3 more
APN	`0597004001570`

Property Details

APN / Parcel Number

Primary APN	`0597004001570`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,264 sqft Living Area
1st Floor Area	956 sqft
Upper Floors Area	1,020 sqft
Attic	Attic
Attic Area	480 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Patio Area	480 sqft
Balcony Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	641 EDGEWOOD ARCH
City	CHESAPEAKE
State	VA
Zip	23322-5839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	157 CHESHIRE FOREST PH 5 SEC 3
Legal Subdivision	CHESHIRE FOREST
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1005
Census Tract	21011

Owner

641 Edgewood Arch is owned and occupied by an individual who bought it in June 2023.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	641 EDGEWOOD ARCH, CHESAPEAKE, VA 23322-5839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Oct 27, 2011	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LOAN SERVICE
Sep 28, 2015	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC
Feb 19, 2009	Warranty Deed, Transfer · Conventional Mortgage TOWER FEDERAL CRED UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on File
Deed Sale	Jun 1, 2023 · Amount on File
Prior Sale	Feb 19, 2009 · Amount on File
Deed Document Number	202311349
Deed Book / Page	10666 / 1598
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	641 EDGEWOOD ARCH, CHESAPEAKE, VA 23322-5839
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10096/1133
Date	Dec 30, 2019
Book Page	10096/1133
Instrument	190036325

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

October 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	641 EDGEWOOD ARCH, CHESAPEAKE, VA 23322-5839
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	008519/371
Date	Oct 27, 2011
Book Page	8519/371

Lender

Name	FIRST CHOICE LOAN SERVICE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate
Rate	4.25%

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	641 EDGEWOOD ARCH, CHESAPEAKE, VA 23322-5839
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	009564/345
Date	Sep 28, 2015
Book Page	9564/345
Instrument	150026458

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 1, 2023
Property Address	641 EDGEWOOD ARCH, CHESAPEAKE, VA 23322-5839
Document Number	10666/1598
Book / Page	10666 / 1598
Instrument Date	May 23, 2023
Instrument	230011349
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 EDGEWOOD ARCH, CHESAPEAKE, VA 23322-5839

Mortgage

Document Number	0230011350
Date	Jun 1, 2023
Instrument	230011350

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 19, 2009
Property Address	641 EDGEWOOD ARCH, CHESAPEAKE, VA 23322-5839
Document Number	007715/329
Book / Page	7715 / 329
Instrument Date	Jan 30, 2009
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007715332
Date	Feb 19, 2009
Instrument	7715/332

Lender

Name	TOWER FEDERAL CRED UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 641 Edgewood Arch was $4,833.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,400 (+6.25%) Land $200,000 Building $308,400	$508,400 (+6.25%) Land $200,000 Building $308,400
2025	$4,833.00	$478,500 Land $190,000 Building $288,500	$478,500 Land $190,000 Building $288,500
2023		$447,400 (+12.95%) Land $170,000 Building $277,400	$447,400 (+12.95%) Land $170,000 Building $277,400
2022		$396,100 Land $150,000 Building $246,100	$396,100 Land $150,000 Building $246,100
2019	$3,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 641 Edgewood Arch; 27 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Edgewood Arch is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Edgewood Arch

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures