641 Echodale Dr, Charlotte, NC 28217 Property Records

Mecklenburg County property record for 641 Echodale Dr, Charlotte, NC 28217

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 986 sqft · built 1970
Lot Size0.267 acres (11,637 sqft)
OwnerIndividual Name on Record
Last Sale$84,000 (Sep 2017)
Tax Bill$2,009 (2023)
Deeds & MortgagesOct 2025 Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN167-091-16

Property Details

APN / Parcel Number

Primary APN167-091-16

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area986 sqft Heated Area
Gross Area1,014 sqft
1st Floor Area986 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,637 sqft (0.267 acres)
PorchPorch
Porch Area28 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number167-091-16
Street Address641 ECHODALE DR
CityCHARLOTTE
StateNC
Zip28217-3418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL16 B10 M14-375
Legal SubdivisionSPRINGFIELD
Legal Block10
Legal Lot Number16
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1004
Census Tract3810

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2805 JULIAN GLEN CIR, WAXHAW, NC 28173-4100
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2025Deed of Trust, Mortgage
RAJITHA RUPANI
Jun 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 6, 2017Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2017 · Amount on Record
Deed SaleSep 6, 2017 · Amount on Record
Prior SaleDec 9, 2014 · Amount on Record
Deed Document Number0003210016
Deed Book / Page32100 / 16
Record UpdatedJun 7, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address641 ECHODALE DR, CHARLOTTE, NC 28217-3418
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1802 FUNNY CIDE DR, WAXHAW, NC 28173-8288

Mortgage

Document Number0000102079
DateOct 6, 2025
Book Page39913/190
Instrument2025102079
Lender
NameRAJITHA RUPANI
TypePrivate Party
Address6303 ANDREW HENRY CT, OAK RIDGE, NC 27310
Agreement
AmountAmount Recorded
Term23 Months
DueSep 1, 2027

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address641 ECHODALE DR, CHARLOTTE, NC 28217-3418
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000117838
DateJun 16, 2021
Book Page36189/675
Instrument2021117838
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 6, 2017
Property Address641 ECHODALE DR, CHARLOTTE, NC 28217-3418
Document Number0000120851
Book / Page32100 / 016
Map ReferenceMB14 PG375
Instrument DateSep 6, 2017
Instrument2017120851
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$168.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10707 TAVERNAY PKWY, 10707, CHARLOTTE, NC 28262-4451

Transferred To (Grantee/Buyer)

NameVerified Name
Address2805 JULIAN GLEN CIR, WAXHAW, NC 28173-4100

Mortgage

Document Number0000120852
DateSep 6, 2017
Instrument2017120852
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2032

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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