641 E Washington Ave, Hayden, CO 81639 Property Records

Routt County property record for 641 E Washington Ave, Hayden, CO 81639

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,112 sqft · built 1978
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$5,544 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R8231670`

Property Details

APN / Parcel Number

Primary APN	`R8231670`
Alternative APN	`101106005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Lot Area	13,068 sqft (0.3 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	R8231670
Street Address	641 E WASHINGTON AVE
City	HAYDEN
State	CO
Zip	81639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RHD - RES
Legal Description	LOTS 5-8 BLOCK 6 ADAIR ADD TO HAYDEN
Legal Range	88
Legal Township	06
Legal Section	10
Legal Subdivision	ADAIR ADD TO HAYDEN
Legal Block	6
Legal Lot Number	5
Jurisdiction	ROUTT CO
Township / Civil Division	HAYDEN
Census Block Group	2
Census Block	2005
Census Tract	200

Owner

Source: Routt County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 268, HAYDEN, CO 81639-0268
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · Line of Credit MOUNTAIN VALLEY BANK
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN VALLEY BANK
Nov 15, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 6, 2019
Transfer Doc	0000804956
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	641 E WASHINGTON AVE, HAYDEN, CO 81639
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000851547
Date	Mar 1, 2024
Instrument	851547

Lender

Name	MOUNTAIN VALLEY BANK
Type	Bank
Address	HAYDEN, CO 81639

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	263 Months
Due	Feb 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	641 WASHINGTON AVE, HAYDEN, CO 81639
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000813231
Date	Aug 31, 2020
Instrument	813231

Lender

Name	MOUNTAIN VALLEY BANK
Type	Bank
Address	STEAMBOAT SPRINGS, CO 80477

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROUTT CO
Recording Date	Nov 15, 2019
Property Address	641 WASHINGTON AVE, HAYDEN, CO 81639
Document Number	0000804956
Instrument Date	Nov 6, 2019
Instrument	804956
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	PO BOX 268, HAYDEN, CO 81639-0268

Mortgage

Document Number	0000804957
Date	Nov 15, 2019
Instrument	804957

Lender

Name	MOUNTAIN VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 10, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 10, 2024
Change Frequency	5 Years
Min Rate At Change	3.95%
Max Rate At Change	7.75%
Index	5-Year CMT
Margin	3
Max Rate	11.7%

Tax Assessment & Valuation

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Municipality	Hayden Town
Unified School District	Hayden School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,544.00 (+21.93%)	$61,010 (+51.31%) Land $6,270 Building $54,740	$865,440 (+43.8%) Land $89,000 Building $776,440
2024	$4,547.00 (+11.75%)	$40,320 (+10.8%) Land $4,600 Building $35,720	$601,840 (+10.81%) Land $68,720 Building $533,120
2023	$4,069.00 (+71.98%)	$36,390 (+81.04%) Land $4,560 Building $31,830	$543,110 (+87.8%) Land $68,100 Building $475,010
2022	$2,366.00	$20,100 Land $2,570 Building $17,530	$289,190 Land $37,000 Building $252,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HAYDEN serves 3,982 people · EPA ID CO0154333
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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