641 E Virginia Ave, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 641 E Virginia Ave, Punta Gorda, FL 33950

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Lot Size0.121 acres (5,273 sqft)
OwnerIndividual Name on Record
Tax Bill$418 (2025)
Flood ZoneZone AE (high risk)
APN41-23-06-433-014

Property Details

APN / Parcel Number

Primary APN41-23-06-433-014

Exterior

Lot Area5,273 sqft (0.121 acres)

Location & Zoning

Street Address641 E VIRGINIA AVE
CityPUNTA GORDA
StateFL
Zip33950-4538
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeNR-15
Legal DescriptionWAD 002 000N 0031 WOODS 2ND ADDITION TO TRABUE BLK N LT 31 DC1328/656 PR94-243 1334/912-141432/533 DC2693/305-ALJ N
Legal SubdivisionWOODS
Legal BlockN
Legal Lot Number31
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2076
Census Tract10302

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address28260 AIRPARK DR UNIT 102, 102, PUNTA GORDA, FL 33982-2426
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$418.00 (-30.22%)$22,627 (+21%)$34,500 (+5%) Land $34,500
2023$599.00 (+13.88%)$18,700 (+1%)$23,000 (+35.29%) Land $23,000
2022$526.00$17,000 Land $17,000$17,000 Land $17,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 335 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies734 units insured
incl. 399 condo units
Nearby Flood Claims335 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 145 claims
  • Hurricane Helene, Sep 2024 · 112 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

Nearby Properties on E Virginia Ave

Nearby Streets

Search Property Records by Address or Parcel Number