Cook County property record for 641 E Delgado Dr, Palatine, IL 60074
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,392 sqft · built 1975 |
| Lot Size | 0.236 acres (10,298 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Apr 2017) |
| Tax Bill | $9,972 (2023) |
| Deeds & Mortgages | Jul 2023 Line of Credit Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-11-205-015 |
| Primary APN | 02-11-205-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,392 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 10,298 sqft (0.236 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 641 E DELGADO DR |
|---|---|
| City | PALATINE |
| State | IL |
| Zip | 60074-7057 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (FERNDALE)(HEIGHTS)(UNIT1) BEING SUB OF PT OF NE SEC 11-42-10 |
| Legal Range | 10E |
| Legal Township | 42N |
| Legal Section | 11 |
| Legal Subdivision | FERNDALE HEIGHTS UNIT1 |
| Legal Lot Number | 56 |
| Legal Unit | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | PALATINE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 803605 |
641 E Delgado Dr is owned and occupied by an individual who bought it in April 2017.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 641 E DELGADO DR, PALATINE, IL 60074-7057 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2023 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Apr 28, 2017 | Warranty Deed, Transfer · Conventional with PMI FIRST MIDWEST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2017 · Amount on File |
| Deed Sale | Apr 28, 2017 · Amount on File |
| Deed Document Number | 20171034 |
| Prior Transfer Date | Sep 3, 2015 |
| Prior Transfer Doc | 0000019041 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 641 E DELGADO DR, PALATINE, IL 60074-7057 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 641 E DELGADO DR, PALATINE, IL 60074-7057 |
| Document Number | 0020033239 |
|---|---|
| Date | Jul 19, 2023 |
| Instrument | 2320033239 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO GROVE, IL 60089 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 28, 2017 |
| Property Address | 641 E DELGADO DR, PALATINE, IL 60074-7057 |
| Document Number | 1711801034 |
| Instrument Date | Apr 25, 2017 |
| Instrument | 11801034 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2018 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 VILLA VERDE DR BUFFALO GROVE IL 600894173, BUFFALO GROVE, IL 60089-4173 |
| Document Number | 1711801035 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 11801035 |
| Name | FIRST MIDWEST BK |
|---|---|
| Type | Bank |
| Address | GURNEE, IL 60031 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Palatine Township |
| Municipality | Palatine Village |
| Elementary School District | Palatine Community Consolidated School District 15 (PK - 08) |
| Secondary School District | Township High School District 211 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48,000 Land $9,783 Building $38,217 | $480,000 Land $97,830 Building $382,170 | |
| 2023 | $9,972.00 (+3.69%) | ||
| 2022 | $9,617.00 Homeowner's exemption | $36,999 Land $8,238 Building $28,761 | $369,990 Land $82,380 Building $287,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 641 E Delgado Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 641 E Delgado Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALATINE serves 70,875 people · EPA ID IL0312340 |
|---|---|
| Water Source | Purchased surface water from NORTHWEST WATER COMMISSION |
| Last State Inspection | Feb 2026 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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