641 E Cravath St, Whitewater, WI 53190 Property Records

Walworth County property record for 641 E Cravath St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Aug 2026)
Tax Bill	$2,815 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BEL 00007A`

Property Details

APN / Parcel Number

Primary APN	`BEL 00007A`

Exterior

Lot Area	11,326 sqft (0.26 acres)

Location & Zoning

Street Address	641 E CRAVATH ST
City	WHITEWATER
State	WI
Zip	53190-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BELKNAPS ADD. CITY OF WHITEWATER
Legal Subdivision	BELKNAPS ADD
Legal Lot Number	10
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1011
Census Tract	400

Owner

Source: Walworth County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	418 E CRAVATH ST, WHITEWATER, WI 53190-1412
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage FORT COMMUNITY CREDIT UNION
Apr 10, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Apr 10, 2023 · Amount on Record
Deed Document Number	20261133984
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Aug 5, 2026
Property Address	641 E CRAVATH ST, WHITEWATER, WI 53190-1415
Document Number	0001133984
Instrument Date	Aug 4, 2026
Instrument	20261133984
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 E CRAVATH ST, WHITEWATER, WI 53190-1412

Mortgage

Document Number	0001133985,
Date	Aug 5, 2026
Instrument	20261133985

Lender

Name	FORT COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Apr 10, 2023
Property Address	641 E CRAVATH ST, WHITEWATER, WI 53190-1415
Document Number	0001077211
Instrument Date	Apr 6, 2023
Instrument	1077211
Transaction Type	Transfer
Record Updated	Apr 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 E CRAVATH ST, WHITEWATER, WI 53190-1415

Mortgage

Document Number	0001077212
Date	Apr 10, 2023
Instrument	1077212

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,815.00 (+19.63%)	$174,300 (+18.17%) Land $47,800 Building $126,500	$175,759 (+26.09%) Land $48,200 Building $127,559
2023	$2,353.00 (-0.08%)	$147,500 (+10.49%) Land $47,800 Building $99,700
2022	$2,355.00	$133,500 Land $47,800 Building $85,700	$139,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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