641 E Center St, Paxton, IL 60957 Property Records

Ford County property record for 641 E Center St, Paxton, IL 60957

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,272 sqft · built 1935
Lot Size	0.184 acres (8,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Feb 2026)
Tax Bill	$2,997 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-14-17-129-013`

Property Details

APN / Parcel Number

Primary APN	`11-14-17-129-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,272 sqft Living Area
Basement Area	636 sqft
Unfinished Basement	636 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft

Location & Zoning

Street Address	641 E CENTER ST
City	PAXTON
State	IL
Zip	60957-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 EXC N 10' BLK 42 PELLS ADD EAST 50 X 160
Legal Range	10E
Legal Township	23N
Legal Section	17
Legal Subdivision	PELLS ADD
Legal Block	42
Legal Lot Number	14
Jurisdiction	FORD IL
Township / Civil Division	PATTON
Census Block Group	1
Census Block	1041
Census Tract	961800

Owner

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	641 E CENTER ST, PAXTON, IL 60957-1351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREDERICK COMMUNITY BANK
Feb 11, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 11, 2026	Warranty Deed, Transfer HOME TITLE GROUP OF ILLINOIS
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Aug 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREDERICK COMMUNITY BANK
Oct 30, 2017	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Jun 29, 2022 · Amount on Record
Deed Document Number	2026287536
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	641 E CENTER ST, PAXTON, IL 60957-1351
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274091
Date	Aug 24, 2020
Instrument	274091

Lender

Name	FREDERICK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Feb 11, 2026
Property Address	641 E CENTER ST, PAXTON, IL 60957-1351
Document Number	0000287536
Instrument Date	Feb 10, 2026
Instrument	287536
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	HOME TITLE OF AMERICA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	641 E CENTER ST, PAXTON, IL 60957-1351

Mortgage

Document Number	0000287537
Date	Feb 11, 2026
Instrument	287537

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Feb 11, 2026
Property Address	641 E CENTER ST, PAXTON, IL 60957-1351
Document Number	0000287536
Instrument Date	Feb 10, 2026
Instrument	287536
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	HOME TITLE GROUP OF ILLINOIS

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	641 E CENTER ST, PAXTON, IL 60957-1351

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Jun 29, 2022
Property Address	641 E CENTER ST, PAXTON, IL 60957-1351
Document Number	0000279459
Instrument Date	Jun 29, 2022
Instrument	279459
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	641 E CENTER ST, PAXTON, IL 60957-1351

Mortgage

Document Number	0000279460
Date	Jun 29, 2022
Instrument	279460

Lender

Name	BUSEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	641 E CENTER ST, PAXTON, IL 60957-1351
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	274091
Date	Aug 24, 2020
Instrument	274091

Lender

Name	FREDERICK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FORD IL
Recording Date	Oct 30, 2017
Property Address	641 E CENTER ST, PAXTON, IL 60957-1351
Document Number	267566
Map Reference	PB 22 PG 139
Instrument Date	Oct 6, 2017
Instrument	267566
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	641 E CENTER ST, PAXTON, IL 60957-1351

Mortgage

Document Number	0000267567
Date	Oct 30, 2017
Instrument	267567

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Patton Township
Municipality	Paxton City
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,997.00 (+9.86%)	$40,930 (+17.45%) Land $4,020 Building $36,910	$122,790 (+17.45%) Land $12,060 Building $110,730
2024	$2,728.00 (+10.13%) Homeowner's exemption	$34,850 (+13%) Land $3,420 Building $31,430	$104,550 (+13%) Land $10,260 Building $94,290
2022	$2,477.00	$30,840 Land $3,030 Building $27,810	$92,520 Land $9,090 Building $83,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAXTON serves 4,200 people · EPA ID IL0530250
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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