641 Downing St, New Lenox, IL 60451 Property Records

Will County property record for 641 Downing St, New Lenox, IL 60451

Property Summary

Property TypeSingle Family Home
Lot Size0.24 acres (10,442 sqft)
OwnerIndividual Name on File
Last Sale$486,000 (Dec 2025)
Tax Bill$11,359 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-08-24-105-016

Property Details

APN / Parcel Number

Primary APN15-08-24-105-016

Exterior

Lot Area10,442 sqft (0.24 acres)

Location & Zoning

Street Address641 DOWNING ST
CityNEW LENOX
StateIL
Zip60451-9559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 65 IN WELLINGTON SUB PHASE III, BEING A SUB OF PRT OF THE W1/2 OF THE NE1/4 OF SEC. 24, T35N R11E.
Legal Range11E
Legal Township35N
Legal Section24
Legal SubdivisionWELLINGTON PHASE III
Legal PhaseIII
Legal Lot Number65
JurisdictionWILL IL
Township / Civil DivisionNEW LENOX
Census Block Group2
Census Block2032
Census Tract881116

Owner

641 Downing St is owned by an individual who bought it in December 2025.

Source: Will County records, as of August 24, 2026

Owner of RecordIndividual Name on File
Mailing Address11905 CORMOY LN, ORLAND PARK, IL 60467-8539
Owner TypeIndividual
VestingUnmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2025Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2025 · Amount on File
Deed SaleDec 1, 2025 · Amount on File
Prior SaleDec 24, 1997 · Amount on File
Deed Document Number202566930
Prior Transfer DateJun 17, 2008
Prior Transfer Doc0000086667
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILL IL
Recording DateDec 1, 2025
Property Address641 DOWNING ST, NEW LENOX, IL 60451-9559
Document Number0000066930
Map ReferenceDOC R95-57903
Instrument DateSep 12, 2025
InstrumentR2025066930
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyCITYWIDE TITLE CORPORATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$486.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 DOWNING ST, NEW LENOX, IL 60451-9559

Mortgage

Document Number0000066931
DateDec 1, 2025
InstrumentR2025066931
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueOct 1, 2055

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address641 DOWNING ST, NEW LENOX, IL 60451-9559
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047564
DateJun 18, 2020
InstrumentR2020047564
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term294 Months
DueDec 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 641 Downing St was $11,359, up 4.2% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionNew Lenox Township
MunicipalityNew Lenox Village
Secondary School DistrictLincoln Way Community High School District 210 (09 - 12)
Elementary School DistrictNew Lenox School District 122 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,359.00 (+4.2%)$152,160 (+6.9%) Land $38,904 Building $113,256$456,480 (+6.9%) Land $116,712 Building $339,768
2024$10,901.00$142,339 Land $36,393 Building $105,946$427,017 Land $109,179 Building $317,838
2022$11,286.00 Homeowner's exemption$136,446 Land $30,562 Building $105,884$409,338 Land $91,686 Building $317,652

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 641 Downing St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 641 Downing St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW LENOX
serves 29,200 people · EPA ID IL1970700
Water SourcePurchased surface water from TINLEY PARK
Last State InspectionJul 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Bertram Communications
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Downing St

Nearby Streets

Search Property Records by Address or Parcel Number