641 Covert Run Pike, Bellevue, KY 41073 Property Records

Campbell County property record for 641 Covert Run Pike, Bellevue, KY 41073

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,824 sqft · built 1950
Lot Size	0.19 acres (8,100 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Feb 2023)
Tax Bill	$3,636 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-06-577.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-06-577.00`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,100 sqft (0.19 acres)
Lot Dimensions	135 ft deep x 60 ft wide
Terrain	Combination

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	641 COVERT RUN PIKE
City	BELLEVUE
State	KY
Zip	41073-1658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 WM ANDERSON SUB OF 7 WATERWMNS 60 X 135 IRREG
Legal Subdivision	J WATERMANS
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2001
Census Tract	52200

Owner

641 Covert Run Pike is owned and occupied by two individuals who bought it in February 2023.

Source: Campbell County records, as of March 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	641 COVERT RUN PIKE, BELLEVUE, KY 41073-1658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 29, 2024	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Feb 23, 2023	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2023 · Amount on File
Deed Sale	Feb 23, 2023 · Amount on File
Prior Sale	Dec 14, 2007 · Amount on File
Deed Document Number	20235165632
Deed Book / Page	848 / 654
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	641 COVERT RUN PIKE, BELLEVUE, KY 41073-1658
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 COVERT RUN PIKE, BELLEVUE, KY 41073-1658

Mortgage

Document Number	0006023122
Date	Feb 17, 2026
Book Page	M2485/90
Instrument	6023122

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	641 COVERT RUN PIKE, BELLEVUE, KY 41073-1658
Transaction Type	Mortgage
Record Updated	Feb 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005320647
Date	Jan 29, 2024
Book Page	M2403/221
Instrument	5320647

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Feb 23, 2023
Property Address	641 COVERT RUN PIKE, BELLEVUE, KY 41073-1658
Document Number	0005165632
Book / Page	D848 / 654
Map Reference	MB 2 PG 36-A
Instrument Date	Feb 17, 2023
Instrument	5165632
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	641 COVERT RUN PIKE, BELLEVUE, KY 41073-1658

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	641 COVERT RUN PIKE, BELLEVUE, KY 41073-1658

Mortgage

Document Number	0005165633
Date	Feb 23, 2023
Instrument	5165633

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 641 Covert Run Pike was $3,636.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Bellevue City
Unified School District	Bellevue Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,636.00	$300,000 Land $32,600 Building $267,400	$300,000 Land $32,600 Building $267,400
2023	$2,590.00 (+3.48%)	$184,900 (-) Land $30,000 Building $154,900	$184,900 (-) Land $30,000 Building $154,900
2022	$2,503.00	$184,900 Land $30,000 Building $154,900	$184,900 Land $30,000 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Covert Run Pike in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Covert Run Pike is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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