641 Constitution Dr, Bowling Green, KY 42103 Property Records

Warren County property record for 641 Constitution Dr, Bowling Green, KY 42103

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.106 acres (4,604 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Jan 2025)
Tax Bill	$2,569 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jan 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052A-11-093`

Property Details

APN / Parcel Number

Primary APN	`052A-11-093`
Alternative APNs	`C0008363` `383591`

Exterior

Lot Area	4,604 sqft (0.106 acres)

Location & Zoning

Street Address	641 CONSTITUTION DR
City	BOWLING GREEN
State	KY
Zip	42103-7971
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Subdivision	TRADITIONS AT LOVERS LN
Legal Lot Number	93
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	1
Census Block	1023
Census Tract	11401

Owner

641 Constitution Dr, residential vacant land, is owned and occupied by two individuals who bought it in January 2025.

Source: Warren County records, as of December 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	641 CONSTITUTION DR, BOWLING GREEN, KY 42103-7971
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST CO
Jan 17, 2025	Deed, Transfer OWENSBORO FCU
Sep 1, 2021	Deed, Transfer · Line of Credit AMERICAN BANK & TRUST CO
Jun 5, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on File
Deed Sale	Jan 17, 2025 · Amount on File
Prior Sale	Sep 1, 2021 · Amount on File
Deed Document Number	20252086106
Deed Book / Page	1315 / 575
Prior Transfer Date	Aug 30, 2021
Prior Transfer Doc	0D1239/772
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	641 CONSTITUTION DR, BOWLING GREEN, KY 42103-7971
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M3294/448
Date	Jun 17, 2022
Book Page	M3294/448
Instrument	1956497

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	BOWLING GREEN, KY 42104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2050

January 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jan 17, 2025
Property Address	641 CONSTITUTION DR, BOWLING GREEN, KY 42103-7971
Document Number	0D1315/575
Book / Page	D1315 / 575
Map Reference	MB 41 PG 329
Instrument Date	Jan 16, 2025
Instrument	2086106
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	641 CONSTITUTION DR, BOWLING GREEN, KY 42103-7971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 CONSTITUTION DR, BOWLING GREEN, KY 42103-7971

Mortgage

Document Number	0002086107
Date	Jan 17, 2025
Instrument	2086107

Lender

Name	OWENSBORO FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 25, 2040

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Sep 1, 2021
Property Address	641 CONSTITUTION DR, BOWLING GREEN, KY 42103-7971
Document Number	0D1239/772
Book / Page	D1239 / 772
Map Reference	MB 41 PG 329
Instrument Date	Aug 30, 2021
Instrument	1208139
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 ACADEMY RD, STARKVILLE, MS 39759-4047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 CONSTITUTION DR, BOWLING GREEN, KY 42103-7971
Investor	Possibly a Property Investor

Mortgage

Document Number	0001208140
Date	Sep 1, 2021
Instrument	1208140

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Aug 30, 2022

June 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jun 5, 2017
Property Address	641 CONSTITUTION DR, BOWLING GREEN, KY 42103-7971
Document Number	0D1140/750
Book / Page	D1140 / 750
Map Reference	MB41 PG329
Instrument Date	Jun 2, 2017
Instrument	939360
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1717, BOWLING GREEN, KY 42102-1717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 CONSTITUTION DR, BOWLING GREEN, KY 42103-7971
Investor	Possibly a Property Investor

Mortgage

Document Number	0M2712/695
Date	Jun 5, 2017
Book Page	M2712/695
Instrument	939361

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 641 Constitution Dr was $2,569.

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Bowling Green City
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,569.00	$305,000	$305,000
2023	$1,943.00	$226,700	$226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Constitution Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Constitution Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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