641 Conifer Trl, Bellbrook, OH 45305 Property Records

Greene County property record for 641 Conifer Trl, Bellbrook, OH 45305

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,911 sqft · built 2024
Lot Size	5.03 acres (219,194 sqft)
Owner	Individual Name on Record
Tax Bill	$15,588 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L32-0001-0014.0-0069.00`

Property Details

APN / Parcel Number

Primary APN	`L32-0001-0014.0-0069.00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,911 sqft Living Area
Basement Area	1,472 sqft
Finished Basement	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Cape Cod
Lot Area	219,194 sqft (5.03 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	641 CONIFER TRL
City	BELLBROOK
State	OH
Zip	45305-7538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARPENTER CREEK LOT 5 5.032AC CONIFER TRL
Legal Subdivision	CARPENTER CREEK
Legal Lot Number	5
Jurisdiction	GREENE OH
Township / Civil Division	SUGARCREEK
Census Block Group	3
Census Block	3005
Census Tract	220101

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	641 CONIFER TRL, BELLBROOK, OH 45305-7538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Mar 29, 2021	Warranty Deed, Transfer · Conventional Mortgage THE OLD FORT BANKING COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	641 CONIFER TRL, BELLBROOK, OH 45305-7538
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5756 CATAWBA CT, LIBERTY TWP, OH 45011-1281

Mortgage

Document Number	0000005005
Date	Apr 19, 2023
Instrument	2023005005

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	May 1, 2029
Change Frequency	5 Years
Min Rate At Change	3.05%
Max Rate At Change	7.5%
Index	Other
Max Rate	10.5%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Mar 29, 2021
Property Address	641 CONIFER TRL, BELLBROOK, OH 45305-7538
Document Number	0000007392
Map Reference	CAB 38 PG 69B-73A
Instrument Date	Mar 10, 2021
Instrument	2021007392
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5756 CATAWBA CT, LIBERTY TWP, OH 45011-1281

Mortgage

Document Number	0000007393
Date	Mar 29, 2021
Instrument	2021007393

Lender

Name	THE OLD FORT BANKING COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Sugarcreek Township
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,588.00 (+257.85%)	$272,220 (+252.25%) Land $77,280 Building $194,940
2024	$4,356.00 (-0.37%)	$77,280 (-) Land $77,280
2023	$4,372.00 (-17.45%)	$77,280 (-) Land $77,280	$777,770 (+252.25%) Land $220,800 Building $556,970
2022	$5,296.00	$77,280 Land $77,280
2020			$220,800 Land $220,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENE CO.-NORTHWEST REG WATER serves 41,895 people · EPA ID OH2903512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T.

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