Cherokee County property record for 641 Co Rd 509, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 2,016 sqft · built 1990 |
| Lot Size | 2.13 acres (92,783 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,586 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-10-05-21-0-000-045.000 |
| Primary APN | 13-10-05-21-0-000-045.000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,016 sqft Living Area |
| Upper Floors Area | 560 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 92,783 sqft (2.13 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 845 sqft |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Account Number | 28900 |
|---|---|
| Street Address | 641 COUNTY ROAD 509 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-3128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF LOT 10 AND PART OF LOT 11, BLOCK B, PIERCE S/D, PB6/49 |
| Legal Block | B |
| Legal Lot Number | 10-11 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 955701 |
Source: Cherokee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 641 COUNTY ROAD 509, CEDAR BLUFF, AL 35959-3128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 21, 2013 |
| Transfer Doc | 0000181809 |
| Record Updated | Jun 8, 2026 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,586.00 (-0.44%) Homeowner's exemption | $17,760 (+3.38%) Land $8,960 Building $8,800 | $346,300 (-0.46%) Land $89,600 Building $256,700 |
| 2024 | $1,593.00 Additional exemption filed | $17,180 (-56.17%) Land $8,380 Building $8,800 | $347,900 (-) Land $83,800 Building $264,100 |
| 2023 | $1,593.00 Homeowner's exemption | $39,200 (+195.18%) | $347,900 (-) Land $83,800 Building $264,100 |
| 2022 | $1,593.00 Homeowner's exemption | $13,280 Land $8,380 Building $4,900 | $347,900 Land $83,800 Building $264,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 79% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR BLUFF UTILITIES BOARD serves 4,281 people · EPA ID AL0000187 |
|---|---|
| Water Source | Purchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
May also be available: AT&T, T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures