641 Co Rd 128, Flat Rock, AL 35966 Property Records

Jackson County property record for 641 Co Rd 128, Flat Rock, AL 35966

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,344 sqft · built 1945
Lot Size2.7 acres (117,612 sqft)
Owner2 Individual Names on File
Last Sale$78,100 (Mar 2019)
Tax Bill$251 (2026)
Deeds & MortgagesMay 2019 Mortgage
Mar 2019 Sale
Flood ZoneZone X (minimal risk)
APN1704200000015002

Property Details

APN / Parcel Number

Primary APN1704200000015002
Alternative APNs
  • 39 17 04 20 0 000 015.002
  • 39819

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
Basement Area1,344 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area117,612 sqft (2.7 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number39819
Street Address641 COUNTY ROAD 128
CityFLAT ROCK
StateAL
Zip35966-5123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS20 T3 R9 PT SE1/4 OF SE1/4 BEG 210 W OF SE COR TH W 365NW 119 NE 575 S 440 POB
Legal Range09E
Legal Township03S
Legal Section20
JurisdictionJACKSON AL
Township / Civil DivisionPISGAH
Census Block Group1
Census Block1003
Census Tract951000

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address641 COUNTY ROAD 128, FLAT ROCK, AL 35966-5123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2019Deed of Trust, Mortgage · Second Mortgage (Down Payment)
FIRST JACKSON BANK
Mar 1, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2019 · Amount on File
Deed SaleMar 1, 2019 · Amount on File
Prior SaleJun 24, 2011 · Amount on File
Deed Document Number20191092369
Prior Transfer DateFeb 15, 2019
Prior Transfer Doc1092369
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON AL
Property Address641 COUNTY ROAD 128, FLAT ROCK, AL 35966-5123
Transaction TypeMortgage
Record UpdatedJul 31, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1093621
DateMay 1, 2019
Instrument1093621
Lender
NameFIRST JACKSON BANK
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount on Record

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON AL
Recording DateMar 1, 2019
Property Address641 COUNTY ROAD 128, FLAT ROCK, AL 35966-5123
Document Number1092369
Instrument DateFeb 15, 2019
Instrument1092369
Transaction TypeTransfer
Record UpdatedNov 16, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 4, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$251.00 (+8.19%)
2025$232.00 (+8.41%) Homeowner's exemption$9,420 (+6.8%)$126,100 (+43.13%) Land $6,800 Building $119,300
2024$214.00 Homeowner's exemption$8,820 (-)$88,100 (-) Land $6,000 Building $82,100
2023$214.00 Homeowner's exemption$8,820 (-)$88,100 (-) Land $6,000 Building $82,100
2022$214.00 Homeowner's exemption$8,820$88,100 Land $6,000 Building $82,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 76% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Farmers Telecommunications Cooperative
Fiber
1,000 / 1,000

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