Jackson County property record for 641 Clyde Short Rd, Commerce, GA 30529
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 2,788 sqft · built 2016 |
| Lot Size | 5.06 acres (220,414 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Mar 2022) |
| Tax Bill | $5,308 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035 010D |
| Primary APN | 035 010D |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,788 sqft Heated Area |
| 1st Floor Area | 1,768 sqft |
| Basement Area | 1,088 sqft |
| Unfinished Basement | 1,088 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 220,414 sqft (5.06 acres) |
| Garage Area | 680 sqft |
| Porch | Slab |
| Porch Area | 316 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 12542 |
|---|---|
| Street Address | 641 CLYDE SHORT RD |
| City | COMMERCE |
| State | GA |
| Zip | 30529-3854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A1 |
| Legal Description | 5.06 ACRES PLAT BK 55 PG 290 |
| Legal Subdivision | JAG HOLDINGS LLP |
| Legal Block | 55 |
| Jurisdiction | JACKSON GA |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1112 |
| Census Tract | 10300 |
Source: Jackson County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 641 CLYDE SHORT RD, COMMERCE, GA 30529-3854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL |
| Mar 8, 2022 | Limited Warranty Deed, Transfer · Conventional Mortgage SOUTHSTATE BANK |
| Mar 8, 2022 | Limited Warranty Deed, Transfer · Conventional Mortgage SOUTHSTATE BANK |
| Dec 27, 2019 | Quit Claim Deed, Mortgage ACOPIA |
| Jul 17, 2017 | Loan Modification, Mortgage UNITED CMNTY MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on Record |
| Deed Sale | Mar 14, 2022 · Amount on Record |
| Prior Sale | Nov 16, 2007 · Amount on Record |
| Deed Document Number | 20221049 |
| Deed Book / Page | 101I / 167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 641 CLYDE SHORT RD, COMMERCE, GA 30529-3854 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 641 CLYDE SHORT RD, COMMERCE, GA 30529-3854 |
| Document Number | 00094D0000000443 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 000000094D/0000000443 |
| Name | HOMEOWNERS FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Mar 8, 2022 |
| Property Address | 641 CLYDE SHORT RD, COMMERCE, GA 30529-3854 |
| Document Number | 00101I0167 |
| Book / Page | 101I / 167 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 2022-001049 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 641 CLYDE SHORT RD, COMMERCE, GA 30529-3854 |
| Document Number | 00101I0000000168 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 000000101I/0000000168 |
| Name | SOUTHSTATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Mar 8, 2022 |
| Property Address | 641 CLYDE SHORT RD, COMMERCE, GA 30529-3854 |
| Document Number | 00101I0167 |
| Book / Page | 101I / 167 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 2022-001049 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 641 CLYDE SHORT RD, COMMERCE, GA 30529-3854 |
| Document Number | 000101I168 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 101I/168 |
| Name | SOUTHSTATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Dec 27, 2019 |
| Property Address | 641 CLYDE SHORT RD, COMMERCE, GA 30529-3854 |
| Document Number | 00087K0349 |
| Book / Page | 00087K / 000349 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 641 CLYDE SHORT RD COMMERCE GA 30529, COMMERCE, GA 30529 |
| Document Number | 87K0351 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 00087K/000351 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 26, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | JACKSON GA |
| Property Address | 641 CLYDE SHORT RD, COMMERCE, GA 30529-3854 |
| Document Number | 00077U0186 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 725 CLYDE SHORT RD COMMERCE GA 305293855, COMMERCE, GA 30529-3855 |
| Document Number | 00077U0186 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 00077U/000186 |
| Name | UNITED CMNTY MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | BLAIRSVILLE, GA 30514 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Jackson County assessment roll, as of February 23, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,040 (-) Land $46,440 Building $168,600 | $537,600 (-) Land $116,100 Building $421,500 | |
| 2025 | $5,308.00 (-1.08%) Homeowner's exemption | $215,040 (-) Land $46,440 Building $168,600 | $537,600 (-) Land $116,100 Building $421,500 |
| 2024 | $5,366.00 (+17.88%) Homeowner's exemption | $215,040 (+10.59%) Land $46,440 Building $168,600 | $537,600 (+10.59%) Land $116,100 Building $421,500 |
| 2023 | $4,552.00 (+14.29%) Homeowner's exemption | $194,440 (+38.18%) Land $46,440 Building $148,000 | $486,100 (+38.18%) Land $116,100 Building $370,000 |
| 2022 | $3,983.00 Homeowner's exemption | $140,720 Land $23,200 Building $117,520 | $351,800 Land $58,000 Building $293,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 14, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Windstream DSL · Cable in parts of the area | 200 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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