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641 Cape Cod Light, Loudon, TN 37774 Property Records

Loudon County property record for 641 Cape Cod Light, Loudon, TN 37774 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,104 sqft · built 2021
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on File
Last Sale$805,000 (Aug 2025)
Tax Bill$4,148 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN032A-A-075.00

Property Details

APN / Parcel Number

Primary APN032A-A-075.00
Alternative APNs
  • 01032AA032A07500
  • 053032A A 07500

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,104 sqft Living Area
Gross Area4,270 sqft
1st Floor Area2,082 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,958 sqft (0.55 acres)
TerrainRolling
Garage TypeAttached
Garage Area1,166 sqft
Parking Spaces4 Parking Spaces
PorchFinished/Open Porch
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address641 CAPE COD LGT
CityLOUDON
StateTN
Zip37774-7716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIGHTHOUSE POINTE PH 3 PB: H PG: 127 LOT: 75
Legal SubdivisionLIGHTHOUSE POINTE PH 3
Legal Lot Number75
JurisdictionLOUDON TN
Township / Civil Division1
Census Block Group4
Census Block4004
Census Tract60600

Owner

Source: Loudon County records · APN 032A-A-075.00

Assessment roll updated December 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address641 CAPE COD LGT, LOUDON, TN 37774-7716
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Nov 05, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 19, 2020Warranty Deed, Transfer
SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TITLE & ABSTRACT
Aug 15, 2019Warranty Deed, Transfer
SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TITLE & ABSTRACT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 22, 2025 · Amount on Record
Deed SaleAug 22, 2025 · Amount on Record
Prior SaleNov 05, 2021 · Amount on Record
Deed Document Number20257752
Deed Book / Page488 / 332
Prior Transfer DateNov 04, 2021
Prior Transfer Doc0D0441/746
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDON TN
Recording DateMay 19, 2026
Property Address641 CAPE COD LGT, LOUDON, TN 37774-7716
Document Number0000004657
Book / Page1794 / 381
Instrument DateMay 11, 2026
Instrument20264657
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 CAPE COD LGT, LOUDON, TN 37774-7716
InvestorPossibly a Property Investor

Mortgage

Document Number0000004657,
DateMay 19, 2026
Book Page1794/381
Instrument20264657
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateNov 05, 2021
Property Address641 CAPE COD LGT, LOUDON, TN 37774-7716
Document Number0D0441/746
Book / PageD0441 / 746
Map ReferenceCAB H PG 130
Instrument DateNov 04, 2021
Instrument21014286
Transaction TypeTransfer
Record UpdatedMar 04, 2022
Title CompanySOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TTL & ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,960.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address641 CAPE COD LGT, LOUDON, TN 37774-7716
InvestorPossibly a Property Investor

Mortgage

Document Number0021014287
DateNov 05, 2021
Instrument21014287
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateMay 19, 2020
Property Address641 CAPE COD LGT, LOUDON, TN 37774-7716
Document Number0000004639
Book / Page000422 / 000462
Instrument DateMay 19, 2020
Instrument4639
Transaction TypeTransfer
Record UpdatedJun 09, 2020
Title CompanySOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TITLE & ABSTRACT

Transaction

AmountAmount Recorded
Tax$133.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 BOBINSON DERIVE LOUDON TN 37774, LOUDON, TN 37774

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateAug 15, 2019
Property Address641 CAPE COD LGT, LOUDON, TN 37774-7716
Document Number0000007029
Book / Page000415 / 000314
Instrument DateAug 08, 2019
Instrument7029
Transaction TypeTransfer
Record UpdatedAug 27, 2019
Title CompanySOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TITLE & ABSTRACT

Transaction

AmountAmount Recorded
Tax$55.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address146 LIGHTHOUSE BLVD LOUDON TN 377747730, LOUDON, TN 37774-7730

Tax Assessment & Valuation

Source: Loudon County records · Assessment roll updated December 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
MunicipalityLoudon City
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,148.00 (+67.26%)$140,250 (-) Land $8,750 Building $131,500$561,000 (-) Land $35,000 Building $526,000
2024$2,480.00 (+60.93%)$140,250 (-) Land $8,750 Building $131,500
2023$140,250 (-) Land $8,750 Building $131,500
2022$1,541.00$140,250 Land $8,750 Building $131,500$561,000 (-) Land $35,000 Building $526,000
2021$561,000 Land $35,000 Building $526,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudon County (47105C), updated May 16, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471050606004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · above 63% of Tennessee
Wildfire LikelihoodAbout 1 in 787 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 53 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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