641 Cadiz Loop, Davenport, FL 33837 Property Records

Polk County property record for 641 Cadiz Loop, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,345 sqft · built 2007
Lot Size	0.264 acres (11,517 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Oct 2009)
Tax Bill	$1,949 (2025)
Deeds & Mortgages	Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`27-27-04-725006-002390`

Property Details

APN / Parcel Number

Primary APN	`27-27-04-725006-002390`
Alternative APNs	`042727725006002390` `42727000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,345 sqft Living Area
Gross Area	2,744 sqft
1st Floor Area	1,433 sqft
Upper Floors Area	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	11,517 sqft (0.264 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	399 sqft
Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	28 sqft

Location & Zoning

Street Address	641 CADIZ LOOP
City	DAVENPORT
State	FL
Zip	33837-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARBELLA AT DAVENPORT PB 142 PG 29-30 LOT 239 LESS MINERAL RIGHTS
Legal Range	27E
Legal Township	27S
Legal Section	04
Legal Subdivision	MARBELLA AT DAVENPORT
Legal Tract	725006
Legal Block	1
Legal Lot Number	239
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1016
Census Tract	12515

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	641 CADIZ LOOP, DAVENPORT, FL 33837-1411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2009 · Amount on Record
Deed Sale	Oct 28, 2009 · Amount on Record
Deed Document Number	2009191902
Deed Book / Page	8002 / 2190
Record Updated	Oct 29, 2026

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	641 CADIZ LOOP, DAVENPORT, FL 33837-1411
Document Number	0100320225
Book / Page	010032 / 000225
Instrument Date	Jan 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 2696 DAVENPORT FL 338362696, DAVENPORT, FL 33836-2696

Mortgage

Document Number	0100320225
Date	Jan 6, 2017
Book Page	010032/000225
Instrument	3227

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	264 Months
Due	Jan 5, 2039

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Davenport City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,312 (+2.7%)	$304,416 (-6.92%) Land $64,000 Building $240,416
2025	$1,949.00 (+3.62%) Homeowner's exemption	$144,413 (+5.99%)	$327,044 (+4.38%) Land $64,000 Building $263,044
2023	$1,881.00 (+2.34%) Homeowner's exemption	$136,255 (+3%)	$313,315 (+25.28%) Land $62,000 Building $251,315
2022	$1,838.00 Homeowner's exemption	$132,286	$250,086 Land $52,000 Building $198,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVENPORT serves 9,043 people · EPA ID FL6530431
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 793 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20