641 Cabrillo Ave, Stanford, CA 94305 Property Records

Santa Clara County property record for 641 Cabrillo Ave, Stanford, CA 94305

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,324 sqft · built 1999
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Trust Names on File
Tax Bill	$20,310 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2022 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`142-08-143`

Property Details

APN / Parcel Number

Primary APN	`142-08-143`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,324 sqft Living Area
1st Floor Area	1,589 sqft
2nd Floor Area	1,735 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	12,196 sqft (0.28 acres)
Garage Area	541 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	641 CABRILLO AVE
City	STANFORD
State	CA
Zip	94305-8403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1S
Legal Description	TRACT 8649 HILL SITE SUB BOOK 672 PAGE 11 PAGE 13 LOT 3
Legal Subdivision	HILL SITE
Legal Tract	8649
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2029
Census Tract	511502

Owner

641 Cabrillo Ave is owner-occupied and held in a trust.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	641 CABRILLO AVE, STANFORD, CA 94305-8403
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit STANFORD FEDERAL CREDIT UNION
May 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage STANFORD FCU
Aug 31, 2017	Deed of Trust, Mortgage · ARM STANFORD FCU
Aug 31, 2017	Deed of Trust, Mortgage · Line of Credit STANFORD FCU
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage STANFORD FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 9, 2026
Property Address	641 CABRILLO AVE, STANFORD, CA 94305-8403
Document Number	0025969691
Instrument Date	Mar 26, 2026
Instrument	202625969691
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 CABRILLO AVE, STANFORD, CA 94305-8403

Mortgage

Document Number	0025969691,
Date	Apr 9, 2026
Instrument	202625969691

Lender

Name	STANFORD FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 15, 2046

Interest

Rate	5.98%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	641 CABRILLO AVE, STANFORD, CA 94305-8403
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 CABRILLO AVE, PALO ALTO, CA 94305-8403

Mortgage

Document Number	0025308210
Date	May 24, 2022
Instrument	25308210

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.37%
Index	Other
Margin	3
Max Rate	8.37%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	641 CABRILLO AVE, STANFORD, CA 94305-8403
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN NTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023742665
Date	Aug 31, 2017
Instrument	23742665

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	641 CABRILLO AVE, STANFORD, CA 94305-8403
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023742668
Date	Aug 31, 2017
Instrument	23742668

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Sep 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	641 CABRILLO AVE, STANFORD, CA 94305-8403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024579615
Date	Aug 18, 2020
Instrument	24579615

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 641 Cabrillo Ave was $20,310 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Palo Alto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,650,289 (+2%) Land $631,275 Building $1,019,014
2025	$20,310.00 Homeowner's exemption	$1,617,932 Land $618,898 Building $999,034
2023	$19,185.00 (+1.2%) Homeowner's exemption	$1,555,108 Land $594,866 Building $960,242
2022	$18,957.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 641 Cabrillo Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Cabrillo Ave is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFORD UNIVERSITY private · serves 23,817 people · EPA ID CA4310013
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cruzio, Etheric Networks, Verizon.

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