641 Bonsai St, Apopka, FL 32703 Property Records

Orange County property record for 641 Bonsai St, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,078 sqft · built 2020
Lot Size	0.11 acres (4,798 sqft)
Owner	2 Individual Names on File
Last Sale	$305,500 (Jun 2020)
Tax Bill	$4,209 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-21-28-8061-01-350`

Property Details

APN / Parcel Number

Primary APN	`22-21-28-8061-01-350`
Alternative APNs	`282122806101350` `207510` `211787` `216260`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,078 sqft Living Area
Gross Area	2,927 sqft
1st Floor Area	934 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,798 sqft (0.11 acres)
Garage Type	Attached
Garage Area	412 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	641 BONSAI ST
City	APOPKA
State	FL
Zip	32703-6201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	SILVER OAK PHASE 2 99/141 LOT 135
Legal Range	28E
Legal Township	21S
Legal Section	22
Legal Subdivision	SILVER OAK PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	135
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	3
Census Block	3030
Census Tract	17504

Owner

641 Bonsai St is owned and occupied by two individuals who bought it in June 2020.

Source: Orange County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	641 BONSAI ST, APOPKA, FL 32703-6201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2020 · Amount on File
Deed Sale	Jun 22, 2020 · Amount on File
Prior Sale	Dec 26, 2019 · Amount on File
Deed Document Number	2020341259
Record Updated	Oct 29, 2026

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 22, 2020
Property Address	641 BONSAI ST, APOPKA, FL 32703-6201
Document Number	0000341259
Instrument Date	Jun 19, 2020
Instrument	341259
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,139.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	641 BONSAI ST APOPKA FL 327036201, APOPKA, FL 32703-6201

Mortgage

Document Number	34160
Date	Jun 22, 2020
Instrument	34160

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 641 Bonsai St was $4,209, up 1.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,208 (+2.7%)	$394,390 (-1.24%) Land $55,000 Building $339,390
2025	$4,209.00 (+1.81%) Homeowner's exemption	$301,079	$399,330 Land $55,000 Building $344,330
2024	$4,134.00 (+6.99%)
2023	$3,864.00 (+3.84%) Homeowner's exemption	$284,072 (+3%)	$358,108 (+19.63%) Land $55,000 Building $303,108
2022	$3,721.00 Homeowner's exemption	$275,798	$299,356 Land $45,000 Building $254,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Bonsai St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1994–2009)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Bonsai St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20