Polk County property record for 641 Bittern Ct, Poinciana, FL 34759
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,200 sqft · built 2005 |
| Lot Size | 0.184 acres (8,006 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,400 (Dec 2018) |
| Tax Bill | $2,003 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Dec 2018 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 28-27-25-934060-069621 |
| Primary APN | 28-27-25-934060-069621 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Living Area |
| Gross Area | 2,641 sqft |
| 1st Floor Area | 1,120 sqft |
| Upper Floors Area | 1,080 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,006 sqft (0.184 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 24 sqft |
| Street Address | 641 BITTERN CT |
|---|---|
| City | KISSIMMEE |
| State | FL |
| Zip | 34759-4501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | POINCIANA NEIGHBORHOOD 5 NORTH VILLAGE 3 PB 54 PGS 27/42 BLK 696 LOT 21 |
| Legal Range | 28E |
| Legal Township | 27S |
| Legal Section | 25 |
| Legal Subdivision | POINCIANA NBRHD 5 NORTH VILL 3 |
| Legal Tract | 934060 |
| Legal Block | 696 |
| Legal Lot Number | 21 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 12511 |
641 Bittern Ct is owned and occupied by two individuals who bought it in December 2018.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 641 BITTERN CT, KISSIMMEE, FL 34759-4501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2023 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Dec 14, 2018 | Warranty Deed, Transfer SUNCOAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on File |
| Deed Sale | Dec 14, 2018 · Amount on File |
| Prior Sale | Jul 30, 2014 · Amount on File |
| Deed Document Number | 2018259653 |
| Deed Book / Page | 10698 / 1249 |
| Prior Transfer Date | Oct 31, 2013 |
| Prior Transfer Doc | 0000202021 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 641 BITTERN CT, POINCIANA, FL 34759-4501 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 641 BITTERN CT, KISSIMMEE, FL 34759-4501 |
| Document Number | 0000173387 |
|---|---|
| Date | Jul 26, 2023 |
| Book Page | 12776/1614 |
| Instrument | 2023173387 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Jul 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 14, 2018 |
| Property Address | 641 BITTERN CT, POINCIANA, FL 34759-4501 |
| Document Number | 0106981249 |
| Book / Page | 010698 / 001249 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 259653 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2019 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,353.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 641 BITTERN CT POINCIANA FL 347594501, POINCIANA, FL 34759-4501 |
| Document Number | 106981251 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 010698/001251 |
| Instrument | 259654 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 13, 2048 |
The 2025 property tax bill for 641 Bittern Ct was $2,003 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,877 (+2.7%) | $248,928 (-0.99%) Land $48,000 Building $200,928 | |
| 2025 | $2,003.00 Homeowner's exemption | $194,622 | $251,406 Land $48,000 Building $203,406 |
| 2023 | $2,419.00 (+3.42%) Homeowner's exemption | $183,628 (+3%) | $256,400 (+15.53%) Land $48,000 Building $208,400 |
| 2022 | $2,339.00 Homeowner's exemption | $178,280 | $221,940 Land $30,000 Building $191,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 641 Bittern Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 80 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 641 Bittern Ct is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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