Louisa County property record for 641 Belsches Rd, Bumpass, VA 23024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1990 |
| Lot Size | 3.28 acres (142,877 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,000 (May 2022) |
| Tax Bill | $2,000 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76 9 6 |
| Primary APN | 76 9 6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 142,877 sqft (3.28 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 480 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 20486 |
|---|---|
| Street Address | 641 BELSCHES RD |
| City | BUMPASS |
| State | VA |
| Zip | 23024-4107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | BUMPASS & GRASBERGER LOT 6 DB 1841/152 3.28AC |
| Legal Subdivision | M HART & ASSOC INC |
| Legal Lot Number | 6 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 950101 |
641 Belsches Rd is owned and occupied by two individuals who bought it in May 2022.
Source: Louisa County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 641 BELSCHES RD, BUMPASS, VA 23024-4107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2022 | Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP |
| Sep 9, 2020 | Grant Deed, Transfer · FHA Mortgage ATLANTIC BAY MTG |
| Jul 3, 2019 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2022 · Amount on File |
| Deed Sale | May 4, 2022 · Amount on File |
| Prior Sale | Sep 9, 2020 · Amount on File |
| Deed Document Number | 20224594 |
| Deed Book / Page | 1841 / 152 |
| Prior Transfer Date | Jun 27, 2019 |
| Prior Transfer Doc | 1620/0371 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | May 4, 2022 |
| Property Address | 641 BELSCHES RD, BUMPASS, VA 23024-4107 |
| Document Number | 001841/152 |
| Book / Page | 1841 / 152 |
| Map Reference | MB 394 PG 344 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 202200004594 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Title Company | TERRY TITLE, TERRYS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 641 BELSCHES RD, BUMPASS, VA 23024-4107 |
| Document Number | 0001841155 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 1841/155 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Sep 9, 2020 |
| Property Address | 641 BELSCHES RD, BUMPASS, VA 23024-4107 |
| Document Number | 0000008173 |
| Book / Page | 001696 / 000385 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 8173 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $214.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 641 BELSCHES RD BUMPASS VA 230244107, BUMPASS, VA 23024-4107 |
| Document Number | 8174 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 001696/000389 |
| Instrument | 8174 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Jul 3, 2019 |
| Property Address | 641 BELSCHES RD, BUMPASS, VA 23024-4107 |
| Document Number | 0000005551 |
| Book / Page | 001620 / 000371 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 5551 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 29, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $196.08 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 3701 REGENT BLVD IRVING TX 750632312, IRVING, TX 75063-2312 |
The 2025 property tax bill for 641 Belsches Rd was $2,000, up 7.2% from the year before.
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $289,320 (+4.11%) Land $58,200 Building $231,120 | $289,320 (+4.11%) Land $58,200 Building $231,120 | |
| 2025 | $2,000.00 (+7.18%) | $277,900 Land $48,600 Building $229,300 | $277,900 Land $48,600 Building $229,300 |
| 2024 | $1,866.00 | ||
| 2023 | $239,000 Land $40,200 Building $198,800 | ||
| 2022 | $1,012.00 | $239,000 Land $40,200 Building $198,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 641 Belsches Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 641 Belsches Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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