Walton County property record for 641 Bayshore Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,392 sqft · built 1995 |
| Lot Size | 0.193 acres (8,407 sqft) |
| Owner | Company Name on Record |
| Last Sale | $300,000 (May 2016) |
| Tax Bill | $4,602 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Nov 2022 Document |
| Flood Zone | Zone X (moderate risk) |
| APN | 29-2S-21-42940-000-0080 |
| Primary APN | 29-2S-21-42940-000-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,392 sqft Living Area |
| Gross Area | 3,732 sqft |
| 1st Floor Area | 824 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,407 sqft (0.193 acres) |
| Lot Dimensions | 105 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Driveway | Brick Driveway |
| Porch | Finished Screened Porch |
| Porch Area | 620 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 641 BAYSHORE DR |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | LOT 8 BAY BRIDGE LANDING PB 8-40 OR 1083-216 OR 1277-188 OR 1448-104 OR 1942-69 OR 2185-288 OR 3010-1076 OR 3011-2823 OR 3272-3059 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 29 |
| Legal Subdivision | BAY BRIDGE LANDING |
| Legal Lot Number | 8 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 950608 |
Source: Walton County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 641 BAYSHORE DR, MIRAMAR BEACH, FL 32550-4073 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage NEXA MORTGAGE LLC |
| Nov 9, 2022 | ACCOMMODATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2016 · Amount on Record |
| Deed Sale | May 20, 2016 · Amount on Record |
| Deed Document Number | 201615777 |
| Deed Book / Page | 3010 / 1076 |
| Last Transfer Date | Nov 3, 2022 |
| Transfer Doc | 0032723059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 641 BAYSHORE DR, MIRAMAR BEACH, FL 32550-4073 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 641 BAYSHORE DR, MIRAMAR BEACH, FL 32550-4073 |
| Document Number | 0033162818 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 3316/2818 |
| Instrument | 20240006687 |
| Name | NEXA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Jurisdiction | WALTON FL |
|---|---|
| Recording Date | Nov 9, 2022 |
| Property Address | 641 BAYSHORE DR, MIRAMAR BEACH, FL 32550-4073 |
| Document Number | 0032723059 |
| Book / Page | 3272 / 3059 |
| Map Reference | MB 8 PG 40 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 20220049303 |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|---|
| Address | 260 EXUMA WAY APT 227, 260, SANTA ROSA BEACH, FL 32459-7060 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 641 BAYSHORE DR, MIRAMAR BEACH, FL 32550-4073 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,602.00 (-5.62%) | $547,915 (-10.41%) Land $165,000 Building $382,915 | $547,915 (-10.41%) Land $165,000 Building $382,915 |
| 2024 | $4,876.00 (+3.79%) Homeowner's exemption | $611,548 (+10.1%) Land $165,000 Building $446,548 | $611,548 (+10.1%) Land $165,000 Building $446,548 |
| 2023 | $4,698.00 (-0.68%) Homeowner's exemption | $555,443 (+1.24%) Land $105,657 Building $449,786 | $555,443 (+1.24%) Land $105,657 Building $449,786 |
| 2022 | $4,730.00 Homeowner's exemption | $548,642 Land $117,279 Building $431,363 | $548,642 Land $117,279 Building $431,363 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 148 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 12 (2004–2024) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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