641 Baker Ln, Winchester, VA 22601 Property Records

Winchester City property record for 641 Baker Ln, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1977
Lot Size	0.161 acres (6,996 sqft)
Owner	Individual Name on Record
Tax Bill	$1,885 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`175-09-53`

Property Details

APN / Parcel Number

Primary APN	`175-09-53`
Alternative APNs	`6800` `7553`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,996 sqft (0.161 acres)
Terrain	Rolling
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6800
Street Address	641 BAKER LN
City	WINCHESTER
State	VA
Zip	22601-5668
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	BRIARCLIFF SD L-53 W S 641 BAKER LANE
Legal Subdivision	BRIARCLIFF
Legal Lot Number	53
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1018
Census Tract	101

Owner

Source: Winchester City records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	641 BAKER LN, WINCHESTER, VA 22601-5668
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE EXPRESS
Aug 9, 2021	Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	641 BAKER LN, WINCHESTER, VA 22601-5668
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 BAKER LN, WINCHESTER, VA 22601-5668

Mortgage

Document Number	0250002833
Date	Dec 29, 2025
Instrument	250002833

Lender

Name	MORTGAGE EXPRESS
Type	Mortgage Company
Address	FRANKLIN, MI 48025

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Aug 9, 2021
Property Address	641 BAKER LN, WINCHESTER, VA 22601-5668
Document Number	210002620
Map Reference	MB 143 PG 104
Instrument Date	Jul 28, 2021
Instrument	210002620
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 BAKER LN, WINCHESTER, VA 22601-5668

Mortgage

Document Number	210002621
Date	Aug 9, 2021
Instrument	210002621

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,885.00	$237,100 (+12.16%) Land $60,000 Building $177,100
2025	$1,885.00 (+7.47%)		$237,100 (+12.16%) Land $60,000 Building $177,100
2023	$1,754.00 (+20.05%)	$211,400 Land $60,000 Building $151,400	$211,400 Land $60,000 Building $151,400
2022	$1,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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