Montgomery County property record for 641 Arrowhead Trl, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,193 sqft · built 2003 |
| Lot Size | 0.312 acres (13,634 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $27,500 (Jun 2002) |
| Tax Bill | $1,737 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 023-10-00-001.00 |
| Primary APN | 023-10-00-001.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,193 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,634 sqft (0.312 acres) |
| Lot Width | 44 ft Width |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 565 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 497 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 15030 |
|---|---|
| Street Address | 641 ARROWHEAD TRL |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-7829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER CREEK LOT 1 & HOUSE |
| Legal Subdivision | SILVER CREEK |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 920100 |
Source: Montgomery County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 641 ARROWHEAD TRL, MOUNT STERLING, KY 40353-7829 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2002 · Amount on Record |
| Deed Sale | Jun 1, 2002 · Amount on Record |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,737.00 (-0.74%) | $225,000 (-) | $225,000 (-) |
| 2023 | $1,750.00 | $225,000 | $225,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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