641 Allen St, Ferndale, MI 48220 Property Records

Oakland County property record for 641 Allen St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 956 sqft · built 1941
Lot Size0.107 acres (4,661 sqft)
Owner2 Individual Names on File
Tax Bill$2,360 (2025)
Deeds & MortgagesOct 2025 Transfer
Flood ZoneZone X (minimal risk)
APN24-25-34-305-053

Property Details

APN / Parcel Number

Primary APN24-25-34-305-053

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area956 sqft Living Area
1st Floor Area956 sqft
Basement Area956 sqft
Unfinished Basement956 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,661 sqft (0.107 acres)
Lot Dimensions104 ft deep x 45 ft wide
Garage Area412 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area23 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address641 ALLEN ST
CityFERNDALE
StateMI
Zip48220-3200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 GARDENDALE ASSESSOR'S PLAT NO 1 LOT 466
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionGARDENDALE
Legal Lot Number466
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1017
Census Tract173400

Owner

641 Allen St is owned and occupied by two individuals who acquired it in October 2025.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address641 ALLEN ST, FERNDALE, MI 48220-3200
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 14, 2025
Transfer Doc0000135350
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateOct 23, 2025
Property Address641 ALLEN ST, FERNDALE, MI 48220-3200
Document Number0000135350
Book / Page60648 / 789
Map ReferenceLB 35 PG 43&43A
Instrument DateOct 14, 2025
Instrument135350
Transaction TypeTransfer
Record UpdatedNov 4, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address641 ALLEN ST, FERNDALE, MI 48220-3200

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address641 ALLEN ST, FERNDALE, MI 48220-3200

Tax Assessment & Valuation

The 2025 property tax bill for 641 Allen St was $2,360 with a homeowner's exemption, down 2.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,360.00 (-2.2%) Homeowner's exemption$109,400 (+1.28%)$218,800 (+1.28%)
2024$2,413.00 (+3.7%) Homeowner's exemption$108,020 (+5.73%)$216,040 (+5.73%)
2023$2,327.00 Homeowner's exemption$102,170$204,340
2021$2,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 641 Allen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 641 Allen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Allen St

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