641 Aberdeen Rd, Cary, IL 60013 Property Records

McHenry County property record for 641 Aberdeen Rd, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,303 sqft · built 1962
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$447,500 (Jul 2026)
Tax Bill	$6,960 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-13-331-012`

Property Details

APN / Parcel Number

Primary APN	`19-13-331-012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,303 sqft Living Area
1st Floor Area	1,511 sqft
Basement Area	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	641 ABERDEEN RD
City	CARY
State	IL
Zip	60013-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2010R0038952 LT 133 & TRI PC E SIDE LT 134 BRIGADOON DIVISION D
Legal Subdivision	BRIGADOON
Legal Block	331
Legal Lot Number	133-1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1016
Census Tract	871600

Owner

641 Aberdeen Rd is owned by two individuals who bought it in July 2026.

Source: McHenry County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	902 OAK VALLEY DR, CARY, IL 60013-1544
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed, Transfer · Conventional Mortgage HOME STATE BANK
Mar 31, 2026	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
May 21, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 24, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 18, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Dec 9, 2017	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	Jul 27, 2006 · Amount on File
Deed Document Number	202620942
Prior Transfer Date	Oct 4, 1997
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 22, 2026
Property Address	641 ABERDEEN RD, CARY, IL 60013-2511
Document Number	0000020942
Instrument Date	Jul 2, 2026
Instrument	202620942
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67,796.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	902 OAK VALLEY DR, CARY, IL 60013-1544

Mortgage

Document Number	0000020943,
Date	Jul 22, 2026
Instrument	202620943

Lender

Name	HOME STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.75%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 31, 2026
Property Address	641 ABERDEEN RD, CARY, IL 60013-2511
Document Number	0000008535
Map Reference	DOC 419807
Instrument Date	Feb 18, 2026
Instrument	2026R0008535
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 ABERDEEN RD, CARY, IL 60013-2511

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	641 ABERDEEN RD, CARY, IL 60013-2511
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027851
Date	May 21, 2021
Instrument	2021R0027851

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	641 ABERDEEN RD, CARY, IL 60013-2511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033176
Date	Aug 24, 2020
Instrument	2020R0033176

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate	3.25%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	641 ABERDEEN RD, CARY, IL 60013-2511
Document Number	0000040888
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 ABERDEEN RD CARY IL 600132511, CARY, IL 60013-2511

Mortgage

Document Number	0000040888
Date	Nov 27, 2019
Instrument	40888

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Interest

Rate	3.75%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	641 ABERDEEN RD, CARY, IL 60013-2511
Document Number	0000047848
Instrument Date	Dec 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 ABERDEEN RD CARY IL 600132511, CARY, IL 60013-2511

Mortgage

Document Number	0000047848
Date	Dec 29, 2017
Instrument	47848

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,960.00	$90,650 Land $24,185 Building $66,465	$271,950 Land $72,555 Building $199,395
2022	Homeowner's exemption	$81,489 Land $27,044 Building $54,445	$244,467 Land $81,132 Building $163,335

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 641 Aberdeen Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 641 Aberdeen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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