641 3rd St, Clear Lake, WI 54005 Property Records

Polk County property record for 641 3rd St, Clear Lake, WI 54005

Property Summary

Property TypeSingle Family Home
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$129,900 (Jun 2018)
Tax Bill$2,398 (2025)
Deeds & MortgagesJan 2021 Mortgage
Sep 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN113-00136-0000

Property Details

APN / Parcel Number

Primary APN113-00136-0000

Exterior

Lot Area10,454 sqft (0.239 acres)

Location & Zoning

Street Address641 3RD ST
CityCLEAR LAKE
StateWI
Zip54005-8571
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 1/2 LOTS 9, 10 & 11 BLK 21 ORIGINAL PLAT
Legal Block21
Legal Lot Number9,10,11
JurisdictionPOLK WI
Township / Civil DivisionCLEAR LAKE
Census Block Group3
Census Block3063
Census Tract961100

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address641 3RD ST, CLEAR LAKE, WI 54005-8571
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
WESTCONSIN CU
Sep 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
WESTCONSIN CU
Jun 26, 2018Warranty Deed, Transfer · Conventional Mortgage
WESTCONSIN CU
Nov 9, 2017Sheriff's Deed, Foreclosure
Oct 27, 2017Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2018 · Amount on Record
Deed SaleJun 26, 2018 · Amount on Record
Prior SaleNov 9, 2017 · Amount on Record
Deed Document Number862991
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK WI
Property Address641 3RD ST, CLEAR LAKE, WI 54005-8571
Transaction TypeMortgage
Record UpdatedFeb 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number892273
DateJan 29, 2021
Instrument892273
Lender
NameWESTCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2036
Interest
Rate TypeFixed Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK WI
Property Address641 3RD ST, CLEAR LAKE, WI 54005-8571
Transaction TypeMortgage
Record UpdatedOct 2, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number875149
DateSep 10, 2019
Instrument875149
Lender
NameWESTCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2039
Interest
Rate TypeFixed Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK WI
Recording DateJun 26, 2018
Property Address641 3RD ST, CLEAR LAKE, WI 54005-8571
Document Number0000862991
Instrument DateMay 18, 2018
Instrument862991
Transaction TypeTransfer
Record UpdatedMay 16, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$389.70
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 3RD ST, CLEAR LAKE, WI 54005-8571

Mortgage

Document Number862992
DateJun 26, 2018
Instrument862992
Lender
NameWESTCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048
Interest
Rate TypeFixed Rate

November 2017: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionPOLK WI
Recording DateNov 9, 2017
Property Address641 3RD ST, CLEAR LAKE, WI 54005-8571
Document Number0000857225
Instrument DateOct 24, 2017
Instrument857225
Transaction TypeForeclosure
Record UpdatedMay 16, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

October 2017: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionPOLK WI
Recording DateOct 27, 2017
Property Address641 3RD ST, CLEAR LAKE, WI 54005-8571
Document Number0000856759
Instrument DateOct 23, 2017
Instrument856759
Transaction TypeForeclosure
Record UpdatedMay 16, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyPolk County
MunicipalityClear Lake Village
Unified School DistrictClear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,398.00 (+5.5%) Homeowner's exemption$133,000 (-) Land $12,900 Building $120,100$191,000 (-0.31%) Land $18,526 Building $172,474
2023$2,273.00 Homeowner's exemption$133,000 Land $12,900 Building $120,100$191,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEAR LAKE WATERWORKS
serves 1,061 people · EPA ID WI6490335
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NextGen Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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