641 3rd Ave, Welaka, FL 32193 Property Records

Putnam County property record for 641 3rd Ave, Welaka, FL 32193

Property Summary

Property TypeSingle Family Home
Details1,360 sqft · built 1930
Lot Size0.475 acres (20,710 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jul 2018)
Tax Bill$1,887 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-12-26-5070-0020-0070

Property Details

APN / Parcel Number

Primary APN41-12-26-5070-0020-0070
Alternative APN
  • 35265

Interior

Plumbing Fixtures9 Plumbing Fixtures
Units2 Units
Building Area1,360 sqft Living Area
1st Floor Area1,360 sqft
FlooringWood

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area20,710 sqft (0.475 acres)
Lot Dimensions140 ft deep x 109 ft wide
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
PorchUnfinished Open Porch
Porch Area260 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number35265
Street Address641 3RD AVE
CityWELAKA
StateFL
Zip32193-3401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLA VIDA MB3 P1, BLK B LOTS 7 8 9 10 (MAP SHEET 41/4)
Legal Range26E
Legal Township12S
Legal Section41
Legal SubdivisionLA VIDA
Legal BlockB
Legal Lot Number7-8
JurisdictionPUTNAM FL
Township / Civil DivisionCRESCENT CITY
Census Block Group2
Census Block2034
Census Tract951300

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address641 3RD AVE, WELAKA, FL 32193-3401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Jul 31, 2018Warranty Deed, Transfer · Conventional with PMI
JUDITH P LAING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 31, 2018 · Amount on Record
Deed SaleJul 31, 2018 · Amount on Record
Prior SaleSep 15, 2006 · Amount on Record
Deed Document Number201813993
Deed Book / Page1514 / 488
Prior Transfer DateAug 25, 2006
Prior Transfer Doc0011151990
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address641 3RD AVE, WELAKA, FL 32193
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 3RD AVE, WELAKA, FL 32193

Mortgage

Document Number0016081971
DateFeb 25, 2021
Book Page1608/1971
Instrument202154004208
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM FL
Recording DateJul 31, 2018
Property Address641 3RD AVE, WELAKA, FL 32193
Document Number0015140488
Book / Page001514 / 000488
Instrument DateJul 27, 2018
Instrument54013993
Transaction TypeTransfer
Record UpdatedAug 21, 2018
Title CompanyGULLETT TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 422 WELAKA FL 321930422, WELAKA, FL 32193-0422

Mortgage

Document Number15140490
DateJul 31, 2018
Book Page001514/000490
Instrument54013994
Lender
NameJUDITH P LAING
AddressPO BOX 1679, UMATILLA, FL 32784-1679
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueJul 30, 2023
Interest
Rate6%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
MunicipalityWelaka Town
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,887.00 (+16.05%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$127,970 (+5.98%)$168,040 (-3.38%) Land $43,800 Building $124,240
2023$1,626.00 (+1.5%) Senior Citizen's exemption$120,750 (+2.99%)$173,920 (+15.63%) Land $43,800 Building $130,120
2022$1,602.00 Senior Citizen's exemption$117,240$150,410 Land $38,310 Building $112,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies150 units insured
incl. 62 condo units
Nearby Flood Claims114 (2001–2025)
Claims Outside the SFHA1 of 114
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 12 claims
  • Hurricane Irma, Oct 2017 · 46 claims
  • Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WELAKA
serves 2,421 people · EPA ID FL2544392
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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